Hartini Ab Ghani. Takaful participation readiness model (TPRM): The influence of takaful knowledge, religious commitment and materialism with the moderating effect of switching costs.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Hartini Ab Ghani. Takaful Participation Readiness Model (TPRM): The Influence of Takaful Knowledge, Religious Commitment and Materialism with the Moderating Effect of Switching Costs.
توثيق جمعية اللغة المعاصرة MLA (الطبعة الثامنة)Hartini Ab Ghani. Takaful Participation Readiness Model (TPRM): The Influence of Takaful Knowledge, Religious Commitment and Materialism with the Moderating Effect of Switching Costs.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.