Shams, N. M. (1996). Culture and risk: Perception and acceptability of risk of riba in banking among Teachers in Bahrain. University of Stirling.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Shams, Nabeel Mohammed. Culture and Risk: Perception and Acceptability of Risk of Riba in Banking Among Teachers in Bahrain. Stirling, Scotland: University of Stirling, 1996.
توثيق جمعية اللغة المعاصرة MLA (الطبعة الثامنة)Shams, Nabeel Mohammed. Culture and Risk: Perception and Acceptability of Risk of Riba in Banking Among Teachers in Bahrain. University of Stirling, 1996.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.