المقاصة بين الديون في الفقه الإسلامي وتطبيقاتها المعاصرة في البنوك الإسلامية "ماي بنك الإسلامي" Maybank و" سي آي أم بي الإسلامي" CIMB Islamic نموذجا /

In modern times, the set-off is no longer an ordinary transaction performed between two parties of creditor and debtor. Rather it has turned to be a widespread technical and machinery process involving by multiple parties at a global level. Similer to other Islamic banks also utilise the set-off for...

Full description

Saved in:
Bibliographic Details
Main Author: ديرشوي، خالد زين العابدين
Format: Thesis
Language:Arabic
Published: Kuala Lumpur : Institute of Islamic Banking and Finance, International Islamic University Malaysia, 2017
Subjects:
Online Access:http://studentrepo.iium.edu.my/handle/123456789/8225
Tags: Add Tag
No Tags, Be the first to tag this record!
LEADER 037570000a22003370004500
008 171004t2017 my a f m 000 0 ara d
040 |a UIAM  |b eng  |e rda 
041 |a ara 
043 |a a-my--- 
084 |a BPH268.3.M4 
100 1 |a ديرشوي، خالد زين العابدين  
242 1 3 |a al-Miqasah bayn al-duyun fi fiqh al-Islami wa tatbiqatuha al-mu'asarah fi al-bunuk al-Islamiyah "Maybank al-Islami" Maybank wa "CIMB al-Islami" CIMB Islamic namudhajan 
245 1 2 |a المقاصة بين الديون في الفقه الإسلامي وتطبيقاتها المعاصرة في البنوك الإسلامية "ماي بنك الإسلامي" Maybank و" سي آي أم بي الإسلامي" CIMB Islamic نموذجا /  |c اعداد، خالد زين العابدين ديرشوي 
264 1 |a Kuala Lumpur :  |b Institute of Islamic Banking and Finance, International Islamic University Malaysia,   |c 2017 
300 |a [xiv], 202 leaves :  |b illustrations ;  |c 30cm. 
336 |2 rdacontent  |a text 
347 |2 rdaft  |a text file  |b PDF 
502 |a Thesis (Ph.D)--International Islamic University Malaysia, 2017. 
504 |a Includes bibliographical references (leaves 186-202). 
520 |a In modern times, the set-off is no longer an ordinary transaction performed between two parties of creditor and debtor. Rather it has turned to be a widespread technical and machinery process involving by multiple parties at a global level. Similer to other Islamic banks also utilise the set-off for settling the debts arising from their transactions with other banks as well as their customers. Therefore, an explanation of the various modes and novel applications of set-off has become a necessry to outline its juristic formulation (al-Takyif al-Fiqhi) and to explicate its legal grounding (al-Ta'lil al-Shari'). The major findings of this study include that the set-offs, which are carried out between banks under the supervision of central bank or via the sponsoring organisation of credit cards, are legal though they are not in line with a sence of juridiction because of its failure in fulfill one of the requirements i.e. “convergence of obligations” (taliqi al-dhimmatayn). In addition, the general agreements conducted between the bank and its clients on the set-off in debts which may arise in the future are also valid as long as the conditions are applicable to them. However, the set-off of interest-based lending and crediting is not allowed because of its association with usury. Regarding the recommended alternatives of set-offs, there are invalid ones such as the compensation and validated ones by the Shari'ah committees and juristic bodies. The researcher has adopted evaluative and comparative analytical methods. The former is for explicating the novel models and applications of set-offs and their mechanisms applied by the banks and the latter is for expounding the differences between these models and applications, thus, find out their legal rulings. 
596 |a 1 
598 |a  NEW 
655 7 |a Theses, IIUM local 
690 |a Dissertations, Academic  |x Institute of Islamic Banking and Finance.  |z IIUM 
700 1 |a Dirshawi, Khalid Zayn al-'Abidin,  |e author 
710 2 |a International Islamic University Malaysia.  |b Institute of Islamic Banking and Finance. 
856 4 |u http://studentrepo.iium.edu.my/handle/123456789/8225 
900 |a aah-ls-naw 
999 |c 439608  |d 473037 
952 |0 0  |6 T BPH 268.3 M4 D57 2017  |7 0  |8 THESES  |9 764430  |a IIUM  |b IIUM  |c MULTIMEDIA  |g 0.00  |o t BPH 268.3 M4 D57 2017  |p 11100354233  |r 2019-03-21  |t 1  |v 0.00  |y THESIS 
952 |0 0  |6 TS CDF BPH 268.3 M4 D57 2017  |7 0  |8 THESES  |9 856422  |a IIUM  |b IIUM  |c MULTIMEDIA  |g 0.00  |o ts cdf BPH 268.3 M4 D57 2017  |p 11100354235  |r 2019-03-21  |t 1  |v 0.00  |y THESISDIG