Gazali, H. M. (2018). A study of voluntary retirement savings behaviour among muslim employees in Klang valley. IIUM Institute of Islamic Banking, International Islamic University Malaysia.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Gazali, Haneffa Muchlis. A Study of Voluntary Retirement Savings Behaviour Among Muslim Employees in Klang Valley. Kuala Lumpur: IIUM Institute of Islamic Banking, International Islamic University Malaysia, 2018.
توثيق جمعية اللغة المعاصرة MLA (الطبعة الثامنة)Gazali, Haneffa Muchlis. A Study of Voluntary Retirement Savings Behaviour Among Muslim Employees in Klang Valley. IIUM Institute of Islamic Banking, International Islamic University Malaysia, 2018.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.