Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises

SMEs, particularly in the manufacturing industry, reportedly face difficulties in accessing funds to finance their capital expenditure and working capital. The various challenges that SMEs face in their access to finance could be eased via the capital market, government financial support and inter-f...

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Main Author: M.Nurdin, Nabila
Format: Thesis
Published: 2017
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spelling my-mmu-ep.71582018-05-25T08:54:01Z Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises 2017-10 M.Nurdin, Nabila HG3691-3769 Credit. Debt. Loans. Including credit institutions, credit instruments, consumer credit, bankruptcy SMEs, particularly in the manufacturing industry, reportedly face difficulties in accessing funds to finance their capital expenditure and working capital. The various challenges that SMEs face in their access to finance could be eased via the capital market, government financial support and inter-firm linkages. Unlike SMEs in the technology or services industry, manufacturing SME are less likely to gain from the startup funds such as equity crowdfunding, angel investing, or venture capital. In year 2015, only 15.4% out of RM 71.9 billion financing was channelled to manufacturing SME, compared to 61% channelled to SMEs in the services sector. SMEs are also told not be too dependent on government loans and instead improve their creditworthiness. This study aims to explore the roles of inter-firm linkages and their influence on improving SME access to finance and its creditworthiness (measured by 5C’s of credit). For Malaysia, a majority (93.8%) of the companies in the manufacturing sector are SMEs and they contribute to the total Malaysian GDP thus this study will bring significant contribution to the body of knowledge with regards to SME’s access to finance. 2017-10 Thesis http://shdl.mmu.edu.my/7158/ http://library.mmu.edu.my/diglib/onlinedb/dig_lib.php masters Multimedia University Faculty of Management
institution Multimedia University
collection MMU Institutional Repository
topic HG3691-3769 Credit
Debt
Loans
Including credit institutions, credit instruments, consumer credit, bankruptcy
spellingShingle HG3691-3769 Credit
Debt
Loans
Including credit institutions, credit instruments, consumer credit, bankruptcy
M.Nurdin, Nabila
Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
description SMEs, particularly in the manufacturing industry, reportedly face difficulties in accessing funds to finance their capital expenditure and working capital. The various challenges that SMEs face in their access to finance could be eased via the capital market, government financial support and inter-firm linkages. Unlike SMEs in the technology or services industry, manufacturing SME are less likely to gain from the startup funds such as equity crowdfunding, angel investing, or venture capital. In year 2015, only 15.4% out of RM 71.9 billion financing was channelled to manufacturing SME, compared to 61% channelled to SMEs in the services sector. SMEs are also told not be too dependent on government loans and instead improve their creditworthiness. This study aims to explore the roles of inter-firm linkages and their influence on improving SME access to finance and its creditworthiness (measured by 5C’s of credit). For Malaysia, a majority (93.8%) of the companies in the manufacturing sector are SMEs and they contribute to the total Malaysian GDP thus this study will bring significant contribution to the body of knowledge with regards to SME’s access to finance.
format Thesis
qualification_level Master's degree
author M.Nurdin, Nabila
author_facet M.Nurdin, Nabila
author_sort M.Nurdin, Nabila
title Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
title_short Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
title_full Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
title_fullStr Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
title_full_unstemmed Inter-Firm Linkages, Creditworthiness And Access To Finance In Malaysian Manufacturing Small Medium Enterprises
title_sort inter-firm linkages, creditworthiness and access to finance in malaysian manufacturing small medium enterprises
granting_institution Multimedia University
granting_department Faculty of Management
publishDate 2017
_version_ 1747829656026873856