The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim
Non-performing loans trend is essential for banking institutions as it plays important part in contributing loss instead of interest income to banking institutions if there is increase in amount of loan repayment due overtime. This study conducted to investigate the determinants of non-performing lo...
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
2019
|
| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/100906/1/100906.pdf |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| id |
my-uitm-ir.100906 |
|---|---|
| record_format |
uketd_dc |
| spelling |
my-uitm-ir.1009062024-08-24T17:32:59Z The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim 2019 Ibrahim, Nursyafiqah Finance, Islamic Non-performing loans trend is essential for banking institutions as it plays important part in contributing loss instead of interest income to banking institutions if there is increase in amount of loan repayment due overtime. This study conducted to investigate the determinants of non-performing loans of Islamic banks in Malaysia using macroeconomic factors. By using time series data from 2011 to 2017 accumulated on monthly basis, the results of this study reveal that inflation rate have positive and significant relationship with non-performing loans of Islamic banks in Malaysia. However, contrary with above variables, financing rate, exchange rate and GDP growth rate shows negative and significant relationship with non-performing loans. Moreover, unemployment shows positive and insignificant relationship with nonperforming loans. Islamic banks should be more intensive in monitoring increase and decrease in non-performing loans in order to avoid any failures of banking operations. Hence, in order to improve and increase accuracy of the results, future researchers recommend to use other variables such as growth in loans, bank size, producer price index, industrial production index and other related variables to measure the problem of non-performing loans. In addition, future researchers recommend to make comparism between conventional and Islamic banks for better results. 2019 Thesis https://ir.uitm.edu.my/id/eprint/100906/ https://ir.uitm.edu.my/id/eprint/100906/1/100906.pdf text en public degree Universiti Teknologi MARA, Terengganu Faculty Of Business Management Mahmood, Rosman |
| institution |
Universiti Teknologi MARA |
| collection |
UiTM Institutional Repository |
| language |
English |
| advisor |
Mahmood, Rosman |
| topic |
Finance Islamic |
| spellingShingle |
Finance Islamic Ibrahim, Nursyafiqah The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| description |
Non-performing loans trend is essential for banking institutions as it plays important part in contributing loss instead of interest income to banking institutions if there is increase in amount of loan repayment due overtime. This study conducted to investigate the determinants of non-performing loans of Islamic banks in Malaysia using macroeconomic factors. By using time series data from 2011 to 2017 accumulated on monthly basis, the results of this study reveal that inflation rate have positive and significant relationship with non-performing loans of Islamic banks in Malaysia. However, contrary with above variables, financing rate, exchange rate and GDP growth rate shows negative and significant relationship with non-performing loans. Moreover, unemployment shows positive and insignificant relationship with nonperforming loans. Islamic banks should be more intensive in monitoring increase and decrease in non-performing loans in order to avoid any failures of banking operations. Hence, in order to improve and increase accuracy of the results, future researchers recommend to use other variables such as growth in loans, bank size, producer price index, industrial production index and other related variables to measure the problem of non-performing loans. In addition, future researchers recommend to make comparism between conventional and Islamic banks for better results. |
| format |
Thesis |
| qualification_level |
Bachelor degree |
| author |
Ibrahim, Nursyafiqah |
| author_facet |
Ibrahim, Nursyafiqah |
| author_sort |
Ibrahim, Nursyafiqah |
| title |
The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| title_short |
The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| title_full |
The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| title_fullStr |
The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| title_full_unstemmed |
The determinants of non-performing loans of Islamic banks in Malaysia / Nursyafiqah Ibrahim |
| title_sort |
determinants of non-performing loans of islamic banks in malaysia / nursyafiqah ibrahim |
| granting_institution |
Universiti Teknologi MARA, Terengganu |
| granting_department |
Faculty Of Business Management |
| publishDate |
2019 |
| url |
https://ir.uitm.edu.my/id/eprint/100906/1/100906.pdf |
| _version_ |
1811769108626145280 |