Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri

First of most, banking sector is the backbone for a country's economy as banks performance can generate spill over impacts on different sectors (UNDP, 2009). The commercial banking industry of Malaysia is developing rapidly and has been acted as one ofthe critical diving forces of economy growt...

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Main Author:	Md Zamri, Muhammad Shazani Zamir
Format:	Thesis
Language:	English
Published:	2022
Subjects:	Liquidity
Online Access:	https://ir.uitm.edu.my/id/eprint/101946/1/101946.pdf
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id	my-uitm-ir.101946
record_format	uketd_dc
spelling	my-uitm-ir.1019462024-10-28T01:45:07Z Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri 2022 Md Zamri, Muhammad Shazani Zamir Liquidity Money and prices. Inflation. Deflation. Purchasing power Profits. Corporate profits First of most, banking sector is the backbone for a country's economy as banks performance can generate spill over impacts on different sectors (UNDP, 2009). The commercial banking industry of Malaysia is developing rapidly and has been acted as one ofthe critical diving forces of economy growth of the country. According to Abdul Jamal, Abdul Karim & Hamidi (2012), until 2011, commercial banks account the bulk of RMI, 7138.3 trillion assets and they represent the largest segment of all financial institutions in Malaysia. Therefore, this research is only focused on commercial banks since they are the largest fund provider in a country. The purpose of this research paper is to investigate the factors that influence bank profitability (ROA). The three factors are the cost-to-income ratio, consumer price index, and GDP growth Three Malaysian commercial banks have been chosen to represent the country's commercial banks. This project runs from 2011 to 2020 and data is collected on an annual basis. The data has been statistically analysed using descriptive statistics and multiple regression analysis. The results stated that bank size, liquidity and deposit ratio had a significant and positive relation with return on asset (ROA) except for GDP is significant but negative relationship. Although there were relationships among bank size, liquidity and deposit ratio but inflation rate did not have a significant influence on the profitability of the banks. The importance of the study is to improve the financial performance of Malaysian banking for investment and finance and to improve the Malaysia banks' operations. 2022 Thesis https://ir.uitm.edu.my/id/eprint/101946/ https://ir.uitm.edu.my/id/eprint/101946/1/101946.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management A. Latif, Ruziah Mustafa, Nik Nur Shafika Mohd Yusoff, Yuslizawati
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	A. Latif, Ruziah Mustafa, Nik Nur Shafika Mohd Yusoff, Yuslizawati
topic	Liquidity Liquidity Liquidity
spellingShingle	Liquidity Liquidity Liquidity Md Zamri, Muhammad Shazani Zamir Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
description	First of most, banking sector is the backbone for a country's economy as banks performance can generate spill over impacts on different sectors (UNDP, 2009). The commercial banking industry of Malaysia is developing rapidly and has been acted as one ofthe critical diving forces of economy growth of the country. According to Abdul Jamal, Abdul Karim & Hamidi (2012), until 2011, commercial banks account the bulk of RMI, 7138.3 trillion assets and they represent the largest segment of all financial institutions in Malaysia. Therefore, this research is only focused on commercial banks since they are the largest fund provider in a country. The purpose of this research paper is to investigate the factors that influence bank profitability (ROA). The three factors are the cost-to-income ratio, consumer price index, and GDP growth Three Malaysian commercial banks have been chosen to represent the country's commercial banks. This project runs from 2011 to 2020 and data is collected on an annual basis. The data has been statistically analysed using descriptive statistics and multiple regression analysis. The results stated that bank size, liquidity and deposit ratio had a significant and positive relation with return on asset (ROA) except for GDP is significant but negative relationship. Although there were relationships among bank size, liquidity and deposit ratio but inflation rate did not have a significant influence on the profitability of the banks. The importance of the study is to improve the financial performance of Malaysian banking for investment and finance and to improve the Malaysia banks' operations.
format	Thesis
qualification_level	Bachelor degree
author	Md Zamri, Muhammad Shazani Zamir
author_facet	Md Zamri, Muhammad Shazani Zamir
author_sort	Md Zamri, Muhammad Shazani Zamir
title	Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
title_short	Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
title_full	Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
title_fullStr	Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
title_full_unstemmed	Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri
title_sort	factors affecting the profitability of malaysian commercial banks: an empirical evidence from the top three malaysian banks / muhammad shazani zamir md zamri
granting_institution	Universiti Teknologi MARA, Johor
granting_department	Faculty of Business and Management
publishDate	2022
url	https://ir.uitm.edu.my/id/eprint/101946/1/101946.pdf
_version_	1818588024917721088

Factors affecting the profitability of Malaysian commercial banks: an empirical evidence from the top three Malaysian banks / Muhammad Shazani Zamir Md Zamri

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