Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran

Mobile banking usage has become a significant research area and many researchers have studied and proposed theories and models in studying mobile banking acceptance. Mobile banking has the ability to offer diverse sets of delivery channels inclusive of providing financial services to the poor in rem...

Full description

Saved in:

Bibliographic Details
Main Author:	Amran, Afifa Malina
Format:	Thesis
Language:	English
Published:	2017
Subjects:	Financial management Business finance Corporation finance Financial management. Business finance. Corporation finance
Online Access:	https://ir.uitm.edu.my/id/eprint/37210/1/37210.pdf
Tags:	Add Tag No Tags, Be the first to tag this record!

id	my-uitm-ir.37210
record_format	uketd_dc
spelling	my-uitm-ir.372102022-11-01T08:24:56Z Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran 2017 Amran, Afifa Malina Financial management. Business finance. Corporation finance Finance, Islamic Mobile banking usage has become a significant research area and many researchers have studied and proposed theories and models in studying mobile banking acceptance. Mobile banking has the ability to offer diverse sets of delivery channels inclusive of providing financial services to the poor in remote areas. An Islamic Microfinance Institution like Amanah Ikhtiar Malaysia (AIM) is a government backed organization where their establishment is to reduce the challenge of poverty. Large amount of soft loans received from the government for the purpose of financing small-scale business system of the poor, is expected to be distributed to the poor households all throughout Malaysia with justice and fairness. Therefore, this research aims to study the application of technology called mobile banking in streamlining the AIM loan repayment system in safeguarding and managing the fund allocated, and at the same time to prevent fraud and negligence. AIM is using the TAP Mobile Banking-i by Bank Islam Malaysia Berhad, which has been named as M-Ringgit in monitoring its Islamic microfinance loan using the group lending method. The thesis uses the qualitative case study research methods to understand M-Ringgit system to streamline the AIM loan repayment system. Hence the Marketspace Component Theory has been applied in explaining AIM MRinggit usage. This study also intends to prove that solely depending on M-Ringgit usage has yet to promise AIM the success of understanding its financial and social performances. These performances may be achieved with the application of Shari'ah Foundation for Accountants in improving the efficiency of AIM's financial services. 2017 Thesis https://ir.uitm.edu.my/id/eprint/37210/ https://ir.uitm.edu.my/id/eprint/37210/1/37210.pdf text en public masters Universiti Teknologi MARA (UiTM) Faculty of Accountancy Syed Yusuf, Sharifah Norzehan
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Syed Yusuf, Sharifah Norzehan
topic	Financial management Business finance Corporation finance Financial management. Business finance. Corporation finance
spellingShingle	Financial management Business finance Corporation finance Financial management. Business finance. Corporation finance Amran, Afifa Malina Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
description	Mobile banking usage has become a significant research area and many researchers have studied and proposed theories and models in studying mobile banking acceptance. Mobile banking has the ability to offer diverse sets of delivery channels inclusive of providing financial services to the poor in remote areas. An Islamic Microfinance Institution like Amanah Ikhtiar Malaysia (AIM) is a government backed organization where their establishment is to reduce the challenge of poverty. Large amount of soft loans received from the government for the purpose of financing small-scale business system of the poor, is expected to be distributed to the poor households all throughout Malaysia with justice and fairness. Therefore, this research aims to study the application of technology called mobile banking in streamlining the AIM loan repayment system in safeguarding and managing the fund allocated, and at the same time to prevent fraud and negligence. AIM is using the TAP Mobile Banking-i by Bank Islam Malaysia Berhad, which has been named as M-Ringgit in monitoring its Islamic microfinance loan using the group lending method. The thesis uses the qualitative case study research methods to understand M-Ringgit system to streamline the AIM loan repayment system. Hence the Marketspace Component Theory has been applied in explaining AIM MRinggit usage. This study also intends to prove that solely depending on M-Ringgit usage has yet to promise AIM the success of understanding its financial and social performances. These performances may be achieved with the application of Shari'ah Foundation for Accountants in improving the efficiency of AIM's financial services.
format	Thesis
qualification_level	Master's degree
author	Amran, Afifa Malina
author_facet	Amran, Afifa Malina
author_sort	Amran, Afifa Malina
title	Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
title_short	Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
title_full	Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
title_fullStr	Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
title_full_unstemmed	Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran
title_sort	mobile banking (m-ringgit) usage to streamline loan repayment system of islamic microfinancing in understanding financial and social performances. a case study of amanah ikhtiar malaysia / afifa malina amran
granting_institution	Universiti Teknologi MARA (UiTM)
granting_department	Faculty of Accountancy
publishDate	2017
url	https://ir.uitm.edu.my/id/eprint/37210/1/37210.pdf
_version_	1783734401937440768

Mobile banking (M-ringgit) usage to streamline loan repayment system of Islamic microfinancing in understanding financial and social performances. A case study of Amanah Ikhtiar Malaysia / Afifa Malina Amran

Similar Items