A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer

This paper reports an descriptive study on the factors influencing loan repayment default in the Microfinance Programmes at the Bank Simpanan Nasional (BSN), Kota Bharu. The objective of this study is to know what are the factors that will be significant influence to the loan repayment default in th...

Full description

Saved in:

Bibliographic Details
Main Author:	Mohamad Muneer, Nurul Nabila
Format:	Thesis
Language:	English
Published:	2014
Subjects:	Bank loans Bank credit Commercial loans Microfinance
Online Access:	https://ir.uitm.edu.my/id/eprint/38760/1/38760.pdf
Tags:	Add Tag No Tags, Be the first to tag this record!

id	my-uitm-ir.38760
record_format	uketd_dc
spelling	my-uitm-ir.387602020-12-07T23:36:53Z A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer 2014-12 Mohamad Muneer, Nurul Nabila Bank loans. Bank credit. Commercial loans Microfinance Credit. Debt. Loans Commercial credit. Commercial loans. Credit management This paper reports an descriptive study on the factors influencing loan repayment default in the Microfinance Programmes at the Bank Simpanan Nasional (BSN), Kota Bharu. The objective of this study is to know what are the factors that will be significant influence to the loan repayment default in the microfinance programmes. For this study, the researcher is using the primary data which involve with the distributing the questionnaires to the respondents. The respondents for this study is being selected by the simple random method throughout the list name of borrowers that have already have the experiences to be default in the loan repayment activities. There are 90 respondents that involved in this study. The researcher is using the logistic regression as the method of analysis that will involved with the interpretation of Hosmer and Lemeshow tests and Odd Ratio interpretation. This study involved with three independent variable which are the business experiences, business industries and business revenues. At the end of the study, the finding reveals that the only variable of business revenues is significant influence to the loan repayment default in Microfinance Programmes at BSN, Kota Bharu. 2014-12 Thesis https://ir.uitm.edu.my/id/eprint/38760/ https://ir.uitm.edu.my/id/eprint/38760/1/38760.pdf text en public degree Universiti Teknologi MARA Cawangan Kelantan Faculty of Business and Management Mohd Rashid, Siti Norbaya
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohd Rashid, Siti Norbaya
topic	Bank loans Bank credit Commercial loans Microfinance Bank loans Bank credit Commercial loans Bank loans Bank credit Commercial loans
spellingShingle	Bank loans Bank credit Commercial loans Microfinance Bank loans Bank credit Commercial loans Bank loans Bank credit Commercial loans Mohamad Muneer, Nurul Nabila A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
description	This paper reports an descriptive study on the factors influencing loan repayment default in the Microfinance Programmes at the Bank Simpanan Nasional (BSN), Kota Bharu. The objective of this study is to know what are the factors that will be significant influence to the loan repayment default in the microfinance programmes. For this study, the researcher is using the primary data which involve with the distributing the questionnaires to the respondents. The respondents for this study is being selected by the simple random method throughout the list name of borrowers that have already have the experiences to be default in the loan repayment activities. There are 90 respondents that involved in this study. The researcher is using the logistic regression as the method of analysis that will involved with the interpretation of Hosmer and Lemeshow tests and Odd Ratio interpretation. This study involved with three independent variable which are the business experiences, business industries and business revenues. At the end of the study, the finding reveals that the only variable of business revenues is significant influence to the loan repayment default in Microfinance Programmes at BSN, Kota Bharu.
format	Thesis
qualification_level	Bachelor degree
author	Mohamad Muneer, Nurul Nabila
author_facet	Mohamad Muneer, Nurul Nabila
author_sort	Mohamad Muneer, Nurul Nabila
title	A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
title_short	A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
title_full	A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
title_fullStr	A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
title_full_unstemmed	A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer
title_sort	study of factors influencing loan repayment default in microfinance programmes at bank simpanan nasional (bsn), kota bharu, kelantan / nurul nabila mohamad muneer
granting_institution	Universiti Teknologi MARA Cawangan Kelantan
granting_department	Faculty of Business and Management
publishDate	2014
url	https://ir.uitm.edu.my/id/eprint/38760/1/38760.pdf
_version_	1783734482824593408

A study of factors influencing loan repayment default in microfinance programmes at Bank Simpanan Nasional (BSN), Kota Bharu, Kelantan / Nurul Nabila Mohamad Muneer

Similar Items