The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani

The study examined the determinants of local and foreign commercial banks by identifying the bank specific and macro-economic metrics such as capital adequacy, credit risk, liquidity risk, inflation rate, GDP growth and management efficiency, and most of those were main factors for ROE 's profi...

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Main Author:	Gani, Rabi'atul Adawiyah
Format:	Thesis
Language:	English
Published:	2020
Subjects:	Income Income distribution National income Including gross national product, gross domestic product, and gross state product Financial leverage Inflation and taxation
Online Access:	https://ir.uitm.edu.my/id/eprint/42490/1/42490.pdf
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id	my-uitm-ir.42490
record_format	uketd_dc
spelling	my-uitm-ir.424902021-03-08T07:20:52Z The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani 2020-07 Gani, Rabi'atul Adawiyah Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Credit. Debt. Loans Financial leverage Inflation and taxation The study examined the determinants of local and foreign commercial banks by identifying the bank specific and macro-economic metrics such as capital adequacy, credit risk, liquidity risk, inflation rate, GDP growth and management efficiency, and most of those were main factors for ROE 's profitability. The key purpose of this work would be the impact of global financial crisis on the profitability trend of the local and foreign commercial bank in Malaysia whether internal factors such as management efficiency or external factors in which the macroeconomics factors give the most impact on the different levels of profitability. The panel data set was used to conduct an empiric analysis of seven local and foreign commercial banks. The database of the World Bank and the annual report of each commercial bank are the key sources of information for this research. The regression analysis has shown that management efficiency is the most crucial component for both commercial banks followed by capital adequacy, liquidity risk, credit risk and inflation have impacts on the local commercial bank profitability. Meanwhile, the foreign commercial bank having management efficiency and credit gives significant effect on the profitability of the bank measured by ROE. Out of the all variables, GDP still did not have any empirically significant on profitability. In relation to the outcomes, several ideas may work to strengthen and improve the soundness and effectiveness of banking industry in Malaysia. Therefore, this research reconciled a vital gap in the literature by gaining better understanding on commercial bank profitability in Malaysia. 2020-07 Thesis https://ir.uitm.edu.my/id/eprint/42490/ https://ir.uitm.edu.my/id/eprint/42490/1/42490.pdf text en public degree Universiti Teknologi MARA, Sabah Faculty of Business and Management
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
topic	Income Income distribution National income Including gross national product, gross domestic product, and gross state product Income Income distribution National income Including gross national product, gross domestic product, and gross state product Financial leverage Inflation and taxation
spellingShingle	Income Income distribution National income Including gross national product, gross domestic product, and gross state product Income Income distribution National income Including gross national product, gross domestic product, and gross state product Financial leverage Inflation and taxation Gani, Rabi'atul Adawiyah The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
description	The study examined the determinants of local and foreign commercial banks by identifying the bank specific and macro-economic metrics such as capital adequacy, credit risk, liquidity risk, inflation rate, GDP growth and management efficiency, and most of those were main factors for ROE 's profitability. The key purpose of this work would be the impact of global financial crisis on the profitability trend of the local and foreign commercial bank in Malaysia whether internal factors such as management efficiency or external factors in which the macroeconomics factors give the most impact on the different levels of profitability. The panel data set was used to conduct an empiric analysis of seven local and foreign commercial banks. The database of the World Bank and the annual report of each commercial bank are the key sources of information for this research. The regression analysis has shown that management efficiency is the most crucial component for both commercial banks followed by capital adequacy, liquidity risk, credit risk and inflation have impacts on the local commercial bank profitability. Meanwhile, the foreign commercial bank having management efficiency and credit gives significant effect on the profitability of the bank measured by ROE. Out of the all variables, GDP still did not have any empirically significant on profitability. In relation to the outcomes, several ideas may work to strengthen and improve the soundness and effectiveness of banking industry in Malaysia. Therefore, this research reconciled a vital gap in the literature by gaining better understanding on commercial bank profitability in Malaysia.
format	Thesis
qualification_level	Bachelor degree
author	Gani, Rabi'atul Adawiyah
author_facet	Gani, Rabi'atul Adawiyah
author_sort	Gani, Rabi'atul Adawiyah
title	The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
title_short	The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
title_full	The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
title_fullStr	The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
title_full_unstemmed	The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani
title_sort	determinants of commercial bank profitability in malaysia / rabi'atul adawiyah gani
granting_institution	Universiti Teknologi MARA, Sabah
granting_department	Faculty of Business and Management
publishDate	2020
url	https://ir.uitm.edu.my/id/eprint/42490/1/42490.pdf
_version_	1783734670744092672

The determinants of commercial bank profitability in Malaysia / Rabi'atul Adawiyah Gani

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