Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin

Credit card are the instrument within the card payment system being used as a mode of payment in the Malaysian nowadays in order becoming a cashless society and in sequence with the other country around all over the world. The use of the credit card payment system is well welcoming by the consumer e...

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Main Author:	Shamsuddin, Nur Farisah
Format:	Thesis
Language:	English
Published:	2019
Subjects:	Credit Debt Loans
Online Access:	https://ir.uitm.edu.my/id/eprint/56150/1/56150.pdf
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id	my-uitm-ir.56150
record_format	uketd_dc
spelling	my-uitm-ir.561502022-03-31T02:40:19Z Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin 2019-01 Shamsuddin, Nur Farisah Credit. Debt. Loans Credit card are the instrument within the card payment system being used as a mode of payment in the Malaysian nowadays in order becoming a cashless society and in sequence with the other country around all over the world. The use of the credit card payment system is well welcoming by the consumer especially the credit cardholder because of the benefits gain from acquiring the card. It is important to have sufficient knowledge so that the way of spending can be prudent because it can lead to bankruptcy if the way of spending is improper. Therefore, the aim of this study is to determine the level knowledge and their practice in using credit card for the Damansara user. The collection of information and data made using questionnaire. Statistical analysis is carried out by using SPSS (Statistical Package for the Social Science). The factors such as age, gender, income, residence, type of credit card, their knowledge, and attitude on credit card also awareness in financial management is important to determine their pattern of practice credit card usage. Overall, the findings show that credit card user have moderate level of knowledge and practices. Prudent in spending credit card is significant to all of the credit cardholder to have a better financial stability. 2019-01 Thesis https://ir.uitm.edu.my/id/eprint/56150/ https://ir.uitm.edu.my/id/eprint/56150/1/56150.pdf text en public degree Universiti Teknologi MARA Academy of Contemporary Islamic Studies Osman, Shamsuddin Othman, Aida
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Osman, Shamsuddin Othman, Aida
topic	Credit Debt Loans
spellingShingle	Credit Debt Loans Shamsuddin, Nur Farisah Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
description	Credit card are the instrument within the card payment system being used as a mode of payment in the Malaysian nowadays in order becoming a cashless society and in sequence with the other country around all over the world. The use of the credit card payment system is well welcoming by the consumer especially the credit cardholder because of the benefits gain from acquiring the card. It is important to have sufficient knowledge so that the way of spending can be prudent because it can lead to bankruptcy if the way of spending is improper. Therefore, the aim of this study is to determine the level knowledge and their practice in using credit card for the Damansara user. The collection of information and data made using questionnaire. Statistical analysis is carried out by using SPSS (Statistical Package for the Social Science). The factors such as age, gender, income, residence, type of credit card, their knowledge, and attitude on credit card also awareness in financial management is important to determine their pattern of practice credit card usage. Overall, the findings show that credit card user have moderate level of knowledge and practices. Prudent in spending credit card is significant to all of the credit cardholder to have a better financial stability.
format	Thesis
qualification_level	Bachelor degree
author	Shamsuddin, Nur Farisah
author_facet	Shamsuddin, Nur Farisah
author_sort	Shamsuddin, Nur Farisah
title	Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
title_short	Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
title_full	Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
title_fullStr	Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
title_full_unstemmed	Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin
title_sort	analyse the pattern of credit card usage among user in damansara / nur farisah shamsuddin
granting_institution	Universiti Teknologi MARA
granting_department	Academy of Contemporary Islamic Studies
publishDate	2019
url	https://ir.uitm.edu.my/id/eprint/56150/1/56150.pdf
_version_	1783734937468272640

Analyse the pattern of credit card usage among user in Damansara / Nur Farisah Shamsuddin

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