Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli

Retirement has been one of the most concerning issues around the world. In Malaysia, many workers are very worried about their expenses in old age. The issue about this study is in spite of the worries, Malaysians still embrace a passive strategy for their retirement planning, depending mainly on th...

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Main Author:	Rosli, Nur Haziqah Aini
Format:	Thesis
Language:	English
Published:	2019
Subjects:	Retirement Retirement industry Retirees
Online Access:	https://ir.uitm.edu.my/id/eprint/56775/1/56775.pdf
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id	my-uitm-ir.56775
record_format	uketd_dc
spelling	my-uitm-ir.567752022-03-29T14:58:53Z Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli 2019-01 Rosli, Nur Haziqah Aini Retirement. Retirement industry. Retirees Retirement has been one of the most concerning issues around the world. In Malaysia, many workers are very worried about their expenses in old age. The issue about this study is in spite of the worries, Malaysians still embrace a passive strategy for their retirement planning, depending mainly on the legislature or statutory bodies, for example, Employees Provident Fund (EPF) to finance their retirement needs. The objective of this research is to analyze the influencing factors of the retirement planning practices, and the choice of investment retirement scheme in the context of retirement planning . Total 100 employees were involved in this study and the data were collected by using questionnaire as the method to collect all the data from sample respondents in accomplishing the research objectives. Through the findings, we can see that workers in rural areas have positive attitude and behaviour towards retirement especially when they are reaching 40 years old. Although they do not have another additional retirement scheme and only have EPF or pension to aid they retirement years, they made their saving through having additional asset such as land lot and rental houses. In future studies, it is recommended to include financial literacy that links actual financial knowledge which contributes in financial preparation for retirement 2019-01 Thesis https://ir.uitm.edu.my/id/eprint/56775/ https://ir.uitm.edu.my/id/eprint/56775/1/56775.pdf text en public degree Universiti Teknologi MARA Academy of Contemporary Islamic Studies Mamat, Mohd Nor (Prof. Madya Dr.)
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mamat, Mohd Nor (Prof. Madya Dr.)
topic	Retirement Retirement industry Retirees
spellingShingle	Retirement Retirement industry Retirees Rosli, Nur Haziqah Aini Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
description	Retirement has been one of the most concerning issues around the world. In Malaysia, many workers are very worried about their expenses in old age. The issue about this study is in spite of the worries, Malaysians still embrace a passive strategy for their retirement planning, depending mainly on the legislature or statutory bodies, for example, Employees Provident Fund (EPF) to finance their retirement needs. The objective of this research is to analyze the influencing factors of the retirement planning practices, and the choice of investment retirement scheme in the context of retirement planning . Total 100 employees were involved in this study and the data were collected by using questionnaire as the method to collect all the data from sample respondents in accomplishing the research objectives. Through the findings, we can see that workers in rural areas have positive attitude and behaviour towards retirement especially when they are reaching 40 years old. Although they do not have another additional retirement scheme and only have EPF or pension to aid they retirement years, they made their saving through having additional asset such as land lot and rental houses. In future studies, it is recommended to include financial literacy that links actual financial knowledge which contributes in financial preparation for retirement
format	Thesis
qualification_level	Bachelor degree
author	Rosli, Nur Haziqah Aini
author_facet	Rosli, Nur Haziqah Aini
author_sort	Rosli, Nur Haziqah Aini
title	Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
title_short	Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
title_full	Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
title_fullStr	Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
title_full_unstemmed	Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli
title_sort	saving behaviour towards retirement planning among workers in rural area / nur haziqah aini rosli
granting_institution	Universiti Teknologi MARA
granting_department	Academy of Contemporary Islamic Studies
publishDate	2019
url	https://ir.uitm.edu.my/id/eprint/56775/1/56775.pdf
_version_	1783734959374073856

Saving behaviour towards retirement planning among workers in rural area / Nur Haziqah Aini Rosli

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