Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri

A credit card is a card issued by a monetary institution or non-monetary institution giving the credit card holder a choice to obtain temporarily funds. Credit cards have charge interest and are usually utilized for short term financing. Basically, consumers will spend more money when paying with cr...

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Main Author:	Masri, Nur Atikah
Format:	Thesis
Language:	English
Published:	2017
Subjects:	Consumer behavior Consumers' preferences Consumer research Including consumer profiling
Online Access:	https://ir.uitm.edu.my/id/eprint/58106/1/58106.pdf
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id	my-uitm-ir.58106
record_format	uketd_dc
spelling	my-uitm-ir.581062022-05-19T08:30:44Z Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri 2017-07 Masri, Nur Atikah Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Credit. Debt. Loans Commercial credit. Commercial loans. Credit management A credit card is a card issued by a monetary institution or non-monetary institution giving the credit card holder a choice to obtain temporarily funds. Credit cards have charge interest and are usually utilized for short term financing. Basically, consumers will spend more money when paying with credit cards than when they are spending cash. This will lead to credit cards addiction. Majority of compulsive buyers or shopping addicts will utilize their credit cards to bolster their addictions, and because of that, they will have a large amount of credit card debt. Therefore, this research paper is to investigate the factors that influence credit card spending behavior. The factors that included in this study are bank policy, attitude towards money, consumer knowledge and lifestyles choice. This study is using primary data and using quantitative technique as the survey method. The quantitative data were gathered by conveying questionnaire to 150 respondents. This study was carrying out using convenience sampling. Statistical Package for Social Science (SPSS) software will be used to analyze the data after the collection of the 150 questionnaires. The findings of this research are bank policy, consumer knowledge and lifestyles choice are positively significant with credit card spending behavior. While, for the attitude towards money is negative significant with credit card spending behavior. 2017-07 Thesis https://ir.uitm.edu.my/id/eprint/58106/ https://ir.uitm.edu.my/id/eprint/58106/1/58106.pdf text en public degree UiTM Cawangan Johor Faculty of Business Management Abu Bakar, Norsaliza
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Abu Bakar, Norsaliza
topic	Consumer behavior Consumers' preferences Consumer research Including consumer profiling Consumer behavior Consumers' preferences Consumer research Including consumer profiling Consumer behavior Consumers' preferences Consumer research Including consumer profiling
spellingShingle	Consumer behavior Consumers' preferences Consumer research Including consumer profiling Consumer behavior Consumers' preferences Consumer research Including consumer profiling Consumer behavior Consumers' preferences Consumer research Including consumer profiling Masri, Nur Atikah Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
description	A credit card is a card issued by a monetary institution or non-monetary institution giving the credit card holder a choice to obtain temporarily funds. Credit cards have charge interest and are usually utilized for short term financing. Basically, consumers will spend more money when paying with credit cards than when they are spending cash. This will lead to credit cards addiction. Majority of compulsive buyers or shopping addicts will utilize their credit cards to bolster their addictions, and because of that, they will have a large amount of credit card debt. Therefore, this research paper is to investigate the factors that influence credit card spending behavior. The factors that included in this study are bank policy, attitude towards money, consumer knowledge and lifestyles choice. This study is using primary data and using quantitative technique as the survey method. The quantitative data were gathered by conveying questionnaire to 150 respondents. This study was carrying out using convenience sampling. Statistical Package for Social Science (SPSS) software will be used to analyze the data after the collection of the 150 questionnaires. The findings of this research are bank policy, consumer knowledge and lifestyles choice are positively significant with credit card spending behavior. While, for the attitude towards money is negative significant with credit card spending behavior.
format	Thesis
qualification_level	Bachelor degree
author	Masri, Nur Atikah
author_facet	Masri, Nur Atikah
author_sort	Masri, Nur Atikah
title	Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
title_short	Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
title_full	Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
title_fullStr	Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
title_full_unstemmed	Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri
title_sort	factors influencing credit card spending behavior in shah alam, selangor / nur atikah masri
granting_institution	UiTM Cawangan Johor
granting_department	Faculty of Business Management
publishDate	2017
url	https://ir.uitm.edu.my/id/eprint/58106/1/58106.pdf
_version_	1783734994806505472

Factors influencing credit card spending behavior in Shah Alam, Selangor / Nur Atikah Masri

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