Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee

Educational loan in Malaysia is very crucial because it gives opportunity for less fortunate people to pursue their study in higher education. As of 3 1st December 2016, PTPTN disbursed RM 45.8 billion to 2.6 million students. However, out of RMI 8.8 billion loan due, about RM8.1 billion still has n...

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Main Author:	Mohd Safee, Nur Izzati
Format:	Thesis
Language:	English
Published:	2018
Subjects:	Personal finance Financial literacy Higher Education
Online Access:	https://ir.uitm.edu.my/id/eprint/58799/1/58799.pdf
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id	my-uitm-ir.58799
record_format	uketd_dc
spelling	my-uitm-ir.587992022-05-23T00:00:46Z Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee 2018-06 Mohd Safee, Nur Izzati Personal finance. Financial literacy Credit. Debt. Loans Higher Education Educational loan in Malaysia is very crucial because it gives opportunity for less fortunate people to pursue their study in higher education. As of 3 1st December 2016, PTPTN disbursed RM 45.8 billion to 2.6 million students. However, out of RMI 8.8 billion loan due, about RM8.1 billion still has not paid back yet. About 670,000 individuals with about RM4.8 billion in overdue loans whom PTPTN have never heard a peep since graduation. Because of this, PTPTN reduced amount of funding given to individual and it cause some people not able to pursue study in higher education because does not get funding,(Rahman,2017). This study was done to find the relationship between knowledge towards loan agreement, perception that loan may affect quality of life after graduation and attitude towards loan repayment towards loan repayment. The tool that were used to collect data is questionnaire that were distributed to 153 respondents consist of graduates from various type of higher education institution around Malaysia. Data was analysed using Statistical Package for Social Science (SPSS). Descriptive statistics were carried out to meet research objectives. Findings in this study indicate that knowledge have no significant relationship with loan repayment while attitude and perception does have relationship with intention to repay loan. 2018-06 Thesis https://ir.uitm.edu.my/id/eprint/58799/ https://ir.uitm.edu.my/id/eprint/58799/1/58799.pdf text en public degree UiTM Cawangan Johor Faculty of Business and Management Abu Bakar, Norsaliza Sipon, Zuraidah
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Abu Bakar, Norsaliza Sipon, Zuraidah
topic	Personal finance Financial literacy Personal finance Financial literacy Higher Education
spellingShingle	Personal finance Financial literacy Personal finance Financial literacy Higher Education Mohd Safee, Nur Izzati Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
description	Educational loan in Malaysia is very crucial because it gives opportunity for less fortunate people to pursue their study in higher education. As of 3 1st December 2016, PTPTN disbursed RM 45.8 billion to 2.6 million students. However, out of RMI 8.8 billion loan due, about RM8.1 billion still has not paid back yet. About 670,000 individuals with about RM4.8 billion in overdue loans whom PTPTN have never heard a peep since graduation. Because of this, PTPTN reduced amount of funding given to individual and it cause some people not able to pursue study in higher education because does not get funding,(Rahman,2017). This study was done to find the relationship between knowledge towards loan agreement, perception that loan may affect quality of life after graduation and attitude towards loan repayment towards loan repayment. The tool that were used to collect data is questionnaire that were distributed to 153 respondents consist of graduates from various type of higher education institution around Malaysia. Data was analysed using Statistical Package for Social Science (SPSS). Descriptive statistics were carried out to meet research objectives. Findings in this study indicate that knowledge have no significant relationship with loan repayment while attitude and perception does have relationship with intention to repay loan.
format	Thesis
qualification_level	Bachelor degree
author	Mohd Safee, Nur Izzati
author_facet	Mohd Safee, Nur Izzati
author_sort	Mohd Safee, Nur Izzati
title	Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
title_short	Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
title_full	Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
title_fullStr	Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
title_full_unstemmed	Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee
title_sort	factors affecting loan repayment among students in malaysia / nur izzati mohd safee
granting_institution	UiTM Cawangan Johor
granting_department	Faculty of Business and Management
publishDate	2018
url	https://ir.uitm.edu.my/id/eprint/58799/1/58799.pdf
_version_	1783735003321991168

Factors affecting loan repayment among students in Malaysia / Nur Izzati Mohd Safee

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