Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli

Planning for retirement is one of the major issues among working individuals all over the world. The income that have been received from working are not only to be used to support individuals financially in the short term, but also for the sake of their survivability during the post-working days or...

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Main Author:	Rusli, Muhammad Syah Azim
Format:	Thesis
Language:	English
Published:	2019
Subjects:	Social insurance Social security Pension
Online Access:	https://ir.uitm.edu.my/id/eprint/60293/1/60293.pdf
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id	my-uitm-ir.60293
record_format	uketd_dc
spelling	my-uitm-ir.602932022-07-05T08:11:37Z Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli 2019-12 Rusli, Muhammad Syah Azim Social insurance. Social security. Pension Personal finance. Financial literacy Credit. Debt. Loans Planning for retirement is one of the major issues among working individuals all over the world. The income that have been received from working are not only to be used to support individuals financially in the short term, but also for the sake of their survivability during the post-working days or in the retirement era. Some people may face financial difficulties after they had retired because of the high standard of living and improper financial planning during their working days. In general, there has been a concern that people cannot afford to live comfortably after they had retired (Jomo, 2017). Therefore, this study is to investigate the factors affecting the retirement planning behaviour among employees specifically on civil servants. This is based on a report (Aziz, Zahari, & Nordin, 2018) stated that civil servants in Malaysia has contributed to the largest proportion of debt consumption among any other employees. If more debt consumption being made, it means that less proportion available for savings. This study focuses on identifying civil servants' attitudes towards managing their money and other related factors to the retirement planning behaviour. The result in this study has shown attitude towards money is positively significant with the retirement planning behaviour. Apart from that, other factor such as potential conflicts in retirement and attitude towards retirement also has significant relationship with the retirement planning behaviour except for the goal clarity variable. A total of 117 civil servants aged 26 — 45 years old from various public agencies in Kuala Lumpur were selected as respondents of this study. Data collected were analysed with the use of Statistical Package for Social Science software (SPSS). 2019-12 Thesis https://ir.uitm.edu.my/id/eprint/60293/ https://ir.uitm.edu.my/id/eprint/60293/1/60293.pdf text en public degree UiTM Cawangan Johor Faculty of Business Management Mohd Shafi, Roslina (Dr.)
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohd Shafi, Roslina (Dr.)
topic	Social insurance Social security Pension Social insurance Social security Pension Social insurance Social security Pension
spellingShingle	Social insurance Social security Pension Social insurance Social security Pension Social insurance Social security Pension Rusli, Muhammad Syah Azim Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
description	Planning for retirement is one of the major issues among working individuals all over the world. The income that have been received from working are not only to be used to support individuals financially in the short term, but also for the sake of their survivability during the post-working days or in the retirement era. Some people may face financial difficulties after they had retired because of the high standard of living and improper financial planning during their working days. In general, there has been a concern that people cannot afford to live comfortably after they had retired (Jomo, 2017). Therefore, this study is to investigate the factors affecting the retirement planning behaviour among employees specifically on civil servants. This is based on a report (Aziz, Zahari, & Nordin, 2018) stated that civil servants in Malaysia has contributed to the largest proportion of debt consumption among any other employees. If more debt consumption being made, it means that less proportion available for savings. This study focuses on identifying civil servants' attitudes towards managing their money and other related factors to the retirement planning behaviour. The result in this study has shown attitude towards money is positively significant with the retirement planning behaviour. Apart from that, other factor such as potential conflicts in retirement and attitude towards retirement also has significant relationship with the retirement planning behaviour except for the goal clarity variable. A total of 117 civil servants aged 26 — 45 years old from various public agencies in Kuala Lumpur were selected as respondents of this study. Data collected were analysed with the use of Statistical Package for Social Science software (SPSS).
format	Thesis
qualification_level	Bachelor degree
author	Rusli, Muhammad Syah Azim
author_facet	Rusli, Muhammad Syah Azim
author_sort	Rusli, Muhammad Syah Azim
title	Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
title_short	Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
title_full	Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
title_fullStr	Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
title_full_unstemmed	Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli
title_sort	retirement planning behaviour of civil servants in kuala lumpur / muhammad syah azim rusli
granting_institution	UiTM Cawangan Johor
granting_department	Faculty of Business Management
publishDate	2019
url	https://ir.uitm.edu.my/id/eprint/60293/1/60293.pdf
_version_	1783735109597265920

Retirement planning behaviour of civil servants in Kuala Lumpur / Muhammad Syah Azim Rusli

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