Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh

The cash transfer programme (CTP) is one of the main initiatives undertaken by Malaysia under the social protection strategy to address poverty among the poor and vulnerable groups. It is one way to protect them from the pressure of high cost of living. In 2012, the Bantuan Rakyat 1 Malaysia (BR1M)...

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Main Author: Md Nooh, Mohd Ahadan
Format: Thesis
Language:English
Published: 2021
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Online Access:https://ir.uitm.edu.my/id/eprint/60347/1/60347.pdf
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spelling my-uitm-ir.603472022-11-22T09:13:06Z Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh 2021 Md Nooh, Mohd Ahadan Personal finance. Financial literacy The cash transfer programme (CTP) is one of the main initiatives undertaken by Malaysia under the social protection strategy to address poverty among the poor and vulnerable groups. It is one way to protect them from the pressure of high cost of living. In 2012, the Bantuan Rakyat 1 Malaysia (BR1M) scheme was introduced as one of the CTPs in Malaysia, which was later changed to Bantuan Sara Hidup (BSH). However, since its introduction, there have been a number of critiques on the implementation of the CTP. Some of the criticisms include that they were low handouts which did not give meaningful impact, a large amount was spent by the Malaysian government which might not be sustainable in the long run and it did not reach its intended target. Hence, this study explores the perception of BR1M/BSH recipients on CTP procedures. It also tries to understand and explore how CTP addresses the issue of cost of living and how it improves the quality of life of the recipients. This study uses a qualitative research approach of thematic analysis where ten BRIM/BSH recipients in Kuala Lumpur were interviewed based on a structured questionnaire. These ten informants live in Program Perumahan Rakyat (PPR) housing apartments in ten different districts in Kuala Lumpur and were identified through the head of each PPR. Findings show that the cash transfer programme had an effect on their cost of living in the sense that it gave them extra financial capability to cater for their necessity and also plan for their future needs. In the long run, the government should look into improving the social safety net in Malaysia to ensure that vulnerable groups and people who lose their income due to unforeseen circumstances are protected. As such, this study will enable government and policy makers to analyse, design and improve CTPs in line with SDG goal 1 of addressing poverty in the nation. 2021 Thesis https://ir.uitm.edu.my/id/eprint/60347/ https://ir.uitm.edu.my/id/eprint/60347/1/60347.pdf text en public masters Universiti Teknologi MARA (UiTM) Faculty of Business and Management Subramaniam, Geetha
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Subramaniam, Geetha
topic Personal finance
Financial literacy
spellingShingle Personal finance
Financial literacy
Md Nooh, Mohd Ahadan
Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
description The cash transfer programme (CTP) is one of the main initiatives undertaken by Malaysia under the social protection strategy to address poverty among the poor and vulnerable groups. It is one way to protect them from the pressure of high cost of living. In 2012, the Bantuan Rakyat 1 Malaysia (BR1M) scheme was introduced as one of the CTPs in Malaysia, which was later changed to Bantuan Sara Hidup (BSH). However, since its introduction, there have been a number of critiques on the implementation of the CTP. Some of the criticisms include that they were low handouts which did not give meaningful impact, a large amount was spent by the Malaysian government which might not be sustainable in the long run and it did not reach its intended target. Hence, this study explores the perception of BR1M/BSH recipients on CTP procedures. It also tries to understand and explore how CTP addresses the issue of cost of living and how it improves the quality of life of the recipients. This study uses a qualitative research approach of thematic analysis where ten BRIM/BSH recipients in Kuala Lumpur were interviewed based on a structured questionnaire. These ten informants live in Program Perumahan Rakyat (PPR) housing apartments in ten different districts in Kuala Lumpur and were identified through the head of each PPR. Findings show that the cash transfer programme had an effect on their cost of living in the sense that it gave them extra financial capability to cater for their necessity and also plan for their future needs. In the long run, the government should look into improving the social safety net in Malaysia to ensure that vulnerable groups and people who lose their income due to unforeseen circumstances are protected. As such, this study will enable government and policy makers to analyse, design and improve CTPs in line with SDG goal 1 of addressing poverty in the nation.
format Thesis
qualification_level Master's degree
author Md Nooh, Mohd Ahadan
author_facet Md Nooh, Mohd Ahadan
author_sort Md Nooh, Mohd Ahadan
title Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
title_short Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
title_full Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
title_fullStr Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
title_full_unstemmed Cash transfer programme and its impact on BR1M/BSH recipients in Malaysia / Mohd Ahadan Md Nooh
title_sort cash transfer programme and its impact on br1m/bsh recipients in malaysia / mohd ahadan md nooh
granting_institution Universiti Teknologi MARA (UiTM)
granting_department Faculty of Business and Management
publishDate 2021
url https://ir.uitm.edu.my/id/eprint/60347/1/60347.pdf
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