Determinants of household debt in Malaysia / Muhammad Amir Harith Othman

Household debt levels have increase quickly in Malaysia over specific amount of time. This research paper discusses how the economic factors can influence the household debt. Lower financial gain households could become susceptible to rising debt service over time. This paper analyses the impact of...

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Main Author: Othman, Muhammad Amir Harith
Format: Thesis
Language:English
Published: 2021
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/61440/1/61440.pdf
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spelling my-uitm-ir.614402022-07-18T01:07:31Z Determinants of household debt in Malaysia / Muhammad Amir Harith Othman 2021-02 Othman, Muhammad Amir Harith Economics Consumption. Demand (Economic theory) Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Unemployment Interest rates Money and prices. Inflation. Deflation. Purchasing power Credit. Debt. Loans Household debt levels have increase quickly in Malaysia over specific amount of time. This research paper discusses how the economic factors can influence the household debt. Lower financial gain households could become susceptible to rising debt service over time. This paper analyses the impact of economic factors on household debt in Malaysia. The result can show the response of economic factors influencing the household debt depends on the relationship between the dependent variable and independent variable. The mode of empirical method is Ordinary Least Square with multiple regressions that applied to statistic information span from year 1995 to 2019. The data can be obtained from World Bank. The economic factors being chosen are Gross Domestic Product, lending interest rate, private consumption, inflation rate and unemployment rate. These determinants are examined to analyse the household debt impact caused by the economic factors. 2021-02 Thesis https://ir.uitm.edu.my/id/eprint/61440/ https://ir.uitm.edu.my/id/eprint/61440/1/61440.pdf text en public degree UiTM Cawangan Johor Faculty of Business Management Edward, Oswald Timothy
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Edward, Oswald Timothy
topic Economics
Economics
Economics
Unemployment
Interest rates
Economics
Economics
spellingShingle Economics
Economics
Economics
Unemployment
Interest rates
Economics
Economics
Othman, Muhammad Amir Harith
Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
description Household debt levels have increase quickly in Malaysia over specific amount of time. This research paper discusses how the economic factors can influence the household debt. Lower financial gain households could become susceptible to rising debt service over time. This paper analyses the impact of economic factors on household debt in Malaysia. The result can show the response of economic factors influencing the household debt depends on the relationship between the dependent variable and independent variable. The mode of empirical method is Ordinary Least Square with multiple regressions that applied to statistic information span from year 1995 to 2019. The data can be obtained from World Bank. The economic factors being chosen are Gross Domestic Product, lending interest rate, private consumption, inflation rate and unemployment rate. These determinants are examined to analyse the household debt impact caused by the economic factors.
format Thesis
qualification_level Bachelor degree
author Othman, Muhammad Amir Harith
author_facet Othman, Muhammad Amir Harith
author_sort Othman, Muhammad Amir Harith
title Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
title_short Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
title_full Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
title_fullStr Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
title_full_unstemmed Determinants of household debt in Malaysia / Muhammad Amir Harith Othman
title_sort determinants of household debt in malaysia / muhammad amir harith othman
granting_institution UiTM Cawangan Johor
granting_department Faculty of Business Management
publishDate 2021
url https://ir.uitm.edu.my/id/eprint/61440/1/61440.pdf
_version_ 1783735233514831872