Determinants of household debt in Malaysia / Muhammad Norman Sairi
The increasing of household debts in recent years giving a concern to the country which is Malaysia. This study aims to know the determinants of household debt from the year 1989 until 2019. This study uses the Ordinary Least Square (OLS) to measure the data and also includes macroeconomic variable...
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| Main Author: | |
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| Format: | Thesis |
| Language: | English |
| Published: |
2021
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/63986/1/63986.pdf |
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| Summary: | The increasing of household debts in recent years giving a concern to the country which is Malaysia. This study aims to know the determinants of household debt from the year 1989 until 2019. This study uses the Ordinary Least Square (OLS) to measure the data and also includes macroeconomic variable such as income level, employment, interest rates, loans and consumption. The results for the trend of household debt increase from 1989 to 2019 and the GDP and employment give result positive relationship while consumption and interest rate gives a negative relationship. Interest rate has been found to be the most significant factor to the household debt in Malaysia. |
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