The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok

To improve agriculture sector, farmers need more facilities especially loan facilities to buy other facilities. But, riot all loan application by these farmers are being approved by bank especially Bank Pertanian Malaysia. Bank officers have to use the 4C's in analyzing the loan application by...

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Main Author:	Ayok, Syazerin Mazlina
Format:	Thesis
Language:	English
Published:	2006
Subjects:	Banking Farmers
Online Access:	https://ir.uitm.edu.my/id/eprint/68806/1/68806.pdf
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id	my-uitm-ir.68806
record_format	uketd_dc
spelling	my-uitm-ir.688062022-10-21T07:33:27Z The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok 2006 Ayok, Syazerin Mazlina Banking Farmers To improve agriculture sector, farmers need more facilities especially loan facilities to buy other facilities. But, riot all loan application by these farmers are being approved by bank especially Bank Pertanian Malaysia. Bank officers have to use the 4C's in analyzing the loan application by these farmers. This study is designed to identify the relationship between loan facilities and 4 of the 5C's among farmers in Tanah Merah and Machang. The study was carried out in Kg. Kerilla, Kg. Pauh, Kg. Sungai Bedal and Kg. Paloh Rawa in Temangan,Machang and Kg. Kursial Baru, Kg. Kulim and Kg. Che Dol in Gual Ipoh, Tanah Merah. The data collected using the convenience sampling by distributing 100 copies of questionnaires. Also from interviews with bank's officer and chief clerks in Pejabat Tanah dan Jajahan in Machang and Tanah Merah. All the data provided had been analyzed by using frequency distribution, cross tabulation and chi square. From the findings, the researcher found that there is a significant association between character, collateral, capacity and capital with loan's approval. Most of the farmers are male between the ages of 41 to 50 years. There are 55 out of 100 farmers succeed in their loan applications. The strongest variable is "capacity" and the weakest variable is "income" as the representative for "character". 2006 Thesis https://ir.uitm.edu.my/id/eprint/68806/ https://ir.uitm.edu.my/id/eprint/68806/1/68806.pdf text en public degree Universiti Teknologi MARA (UiTM) Bachelor of Business Administration (Hons) Finance Yusof, Asrybin
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Yusof, Asrybin
topic	Banking Farmers
spellingShingle	Banking Farmers Ayok, Syazerin Mazlina The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
description	To improve agriculture sector, farmers need more facilities especially loan facilities to buy other facilities. But, riot all loan application by these farmers are being approved by bank especially Bank Pertanian Malaysia. Bank officers have to use the 4C's in analyzing the loan application by these farmers. This study is designed to identify the relationship between loan facilities and 4 of the 5C's among farmers in Tanah Merah and Machang. The study was carried out in Kg. Kerilla, Kg. Pauh, Kg. Sungai Bedal and Kg. Paloh Rawa in Temangan,Machang and Kg. Kursial Baru, Kg. Kulim and Kg. Che Dol in Gual Ipoh, Tanah Merah. The data collected using the convenience sampling by distributing 100 copies of questionnaires. Also from interviews with bank's officer and chief clerks in Pejabat Tanah dan Jajahan in Machang and Tanah Merah. All the data provided had been analyzed by using frequency distribution, cross tabulation and chi square. From the findings, the researcher found that there is a significant association between character, collateral, capacity and capital with loan's approval. Most of the farmers are male between the ages of 41 to 50 years. There are 55 out of 100 farmers succeed in their loan applications. The strongest variable is "capacity" and the weakest variable is "income" as the representative for "character".
format	Thesis
qualification_level	Bachelor degree
author	Ayok, Syazerin Mazlina
author_facet	Ayok, Syazerin Mazlina
author_sort	Ayok, Syazerin Mazlina
title	The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
title_short	The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
title_full	The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
title_fullStr	The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
title_full_unstemmed	The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok
title_sort	relationship between loan facilities and 4c's among farmers in tanah merah and machang / syazerin mazlina ayok
granting_institution	Universiti Teknologi MARA (UiTM)
granting_department	Bachelor of Business Administration (Hons) Finance
publishDate	2006
url	https://ir.uitm.edu.my/id/eprint/68806/1/68806.pdf
_version_	1783735813222170624

The relationship between loan facilities and 4C's among farmers in Tanah Merah and Machang / Syazerin Mazlina Ayok

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