Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi

Frequent occurrences of fraud cases involving the banking institutions have triggered an alarming concern, especially on the loan application issues. There were numerous reported incidences involving bank officer's poor judgement which can irreparably tarnish the banking profession. Due to the...

Full description

Saved in:

Bibliographic Details
Main Author:	Hakimi, Natalia
Format:	Thesis
Language:	English
Published:	2022
Subjects:	Bank loans Bank credit Commercial loans
Online Access:	https://ir.uitm.edu.my/id/eprint/75804/2/75804.pdf
Tags:	Add Tag No Tags, Be the first to tag this record!

id	my-uitm-ir.75804
record_format	uketd_dc
spelling	my-uitm-ir.758042023-03-31T01:36:36Z Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi 2022 Hakimi, Natalia Bank loans. Bank credit. Commercial loans Frequent occurrences of fraud cases involving the banking institutions have triggered an alarming concern, especially on the loan application issues. There were numerous reported incidences involving bank officer's poor judgement which can irreparably tarnish the banking profession. Due to the incidences involving the loan fraud cases in the banking sectors, it has led to the issues involving bank officers' loan decision performance to be fore fronted and closely scrutinized. In the banking profession, the risk judgement and decision-making are complex processes because the processes have to undergo the bank officer's fiduciary obligation to their clients, banking regulations by the institutions itself and regulation set-up by Bank Negara Malaysia (BNM). The purpose of this study is to examine the effect of competency, internal control, teamwork, information technology support, data security and fraud indicators intensity on the loan decision performance. Based on The Behavioural Decision Theory (BDT), this study addresses these shortcomings by taking into account the combined effect of internal and external factors on the loan decision performance of the bank officers. A survey method with a total respondent of 234 bank officers, had been used in this study. Overall, the results through the analysis of Partial Least Squares (PLS) of Structural Equation Modelling had confirmed the effect of the internal and external factors in influencing the bank officers' loan decision performance. 2022 Thesis https://ir.uitm.edu.my/id/eprint/75804/ https://ir.uitm.edu.my/id/eprint/75804/2/75804.pdf text en public phd doctoral Universiti Teknologi MARA (UiTM) Accounting Research Institute (ARI) Mohd Sanusi, Zuraidah
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohd Sanusi, Zuraidah
topic	Bank loans Bank credit Commercial loans
spellingShingle	Bank loans Bank credit Commercial loans Hakimi, Natalia Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
description	Frequent occurrences of fraud cases involving the banking institutions have triggered an alarming concern, especially on the loan application issues. There were numerous reported incidences involving bank officer's poor judgement which can irreparably tarnish the banking profession. Due to the incidences involving the loan fraud cases in the banking sectors, it has led to the issues involving bank officers' loan decision performance to be fore fronted and closely scrutinized. In the banking profession, the risk judgement and decision-making are complex processes because the processes have to undergo the bank officer's fiduciary obligation to their clients, banking regulations by the institutions itself and regulation set-up by Bank Negara Malaysia (BNM). The purpose of this study is to examine the effect of competency, internal control, teamwork, information technology support, data security and fraud indicators intensity on the loan decision performance. Based on The Behavioural Decision Theory (BDT), this study addresses these shortcomings by taking into account the combined effect of internal and external factors on the loan decision performance of the bank officers. A survey method with a total respondent of 234 bank officers, had been used in this study. Overall, the results through the analysis of Partial Least Squares (PLS) of Structural Equation Modelling had confirmed the effect of the internal and external factors in influencing the bank officers' loan decision performance.
format	Thesis
qualification_name	Doctor of Philosophy (PhD.)
qualification_level	Doctorate
author	Hakimi, Natalia
author_facet	Hakimi, Natalia
author_sort	Hakimi, Natalia
title	Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
title_short	Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
title_full	Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
title_fullStr	Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
title_full_unstemmed	Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi
title_sort	analysis of individual and organisational factors on loan decision performance among bank officers / natalia hakimi
granting_institution	Universiti Teknologi MARA (UiTM)
granting_department	Accounting Research Institute (ARI)
publishDate	2022
url	https://ir.uitm.edu.my/id/eprint/75804/2/75804.pdf
_version_	1783736084267532288

Analysis of individual and organisational factors on loan decision performance among bank officers / Natalia Hakimi

Similar Items