Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi
This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and...
Saved in:
Main Author: | |
---|---|
Format: | Thesis |
Language: | English |
Published: |
2019
|
Subjects: | |
Online Access: | https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf |
Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
id |
my-uitm-ir.90600 |
---|---|
record_format |
uketd_dc |
spelling |
my-uitm-ir.906002024-02-16T09:56:44Z Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi 2019 Zaidi, Nurulain Syahirah Bank loans. Bank credit. Commercial loans This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and its relationship with the determinants as well as to determine the most significant factors that influence the non-performing loan. It influenced by the variables which include interest rate, inflation and gross domestic product. The data collected from 2008 until 2018 based on the annual report of 3 commercial bank in Malaysia. The study shows that all independent variables; inflation, interest rate and gross domestic product have negative relationship with the non-performing loan. Inflation and interest rate are significant with the non-performing loan at 5% significant level. For gross domestic product is significant at the level 10%. In conclusion, the commercial bank must make a correct decision making on their profit which can influence their daily revenue. A wrong decision making will give negative impacts for their profit. 2019 Thesis https://ir.uitm.edu.my/id/eprint/90600/ https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf text en public Universiti Teknologi MARA, Terengganu Faculty Of Business Management Abdul Manaf, Suhaily Maizan |
institution |
Universiti Teknologi MARA |
collection |
UiTM Institutional Repository |
language |
English |
advisor |
Abdul Manaf, Suhaily Maizan |
topic |
Bank loans Bank credit Commercial loans |
spellingShingle |
Bank loans Bank credit Commercial loans Zaidi, Nurulain Syahirah Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
description |
This study observed about the factors that influence the non-performing loan of commercial banks in Malaysia. Increase in non-performing loan can give bad impact to the profitability of the commercial bank. This study aims to analysis of non-performing loan among RHB Bank, Maybank and CIMB Bank and its relationship with the determinants as well as to determine the most significant factors that influence the non-performing loan. It influenced by the variables which include interest rate, inflation and gross domestic product. The data collected from 2008 until 2018 based on the annual report of 3 commercial bank in Malaysia. The study shows that all independent variables; inflation, interest rate and gross domestic product have negative relationship with the non-performing loan. Inflation and interest rate are significant with the non-performing loan at 5% significant level. For gross domestic product is significant at the level 10%. In conclusion, the commercial bank must make a correct decision making on their profit which can influence their daily revenue. A wrong decision making will give negative impacts for their profit. |
format |
Thesis |
author |
Zaidi, Nurulain Syahirah |
author_facet |
Zaidi, Nurulain Syahirah |
author_sort |
Zaidi, Nurulain Syahirah |
title |
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
title_short |
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
title_full |
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
title_fullStr |
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
title_full_unstemmed |
Analysis of non-performing loans among RHB Bank Berhad, Maybank Berhad and CIMB Bank Berhad in Malaysia / Nurulain Syahirah Zaidi |
title_sort |
analysis of non-performing loans among rhb bank berhad, maybank berhad and cimb bank berhad in malaysia / nurulain syahirah zaidi |
granting_institution |
Universiti Teknologi MARA, Terengganu |
granting_department |
Faculty Of Business Management |
publishDate |
2019 |
url |
https://ir.uitm.edu.my/id/eprint/90600/1/90600.pdf |
_version_ |
1794192245040087040 |