Factors that influences to the household debt / Mohd Fariz Roslee

Today, we can see that there are increasing aggressively in the amount of household debt in many countries. The increasing in the amount of the household debt maybe due to the external factors that happen in the economy such as inflation or maybe due to the lower cost of borrowing that have been imp...

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Main Author:	Roslee, Mohd Fariz
Format:	Thesis
Language:	English
Published:	2011
Subjects:	Consumption Demand (Economic theory)
Online Access:	https://ir.uitm.edu.my/id/eprint/92221/1/92221.pdf
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id	my-uitm-ir.92221
record_format	uketd_dc
spelling	my-uitm-ir.922212024-03-11T03:35:37Z Factors that influences to the household debt / Mohd Fariz Roslee 2011 Roslee, Mohd Fariz Consumption. Demand (Economic theory) Today, we can see that there are increasing aggressively in the amount of household debt in many countries. The increasing in the amount of the household debt maybe due to the external factors that happen in the economy such as inflation or maybe due to the lower cost of borrowing that have been imposed by the financial institution to stimulate consumer to obtain loan. The purpose of these study is to find out what is the factors that play major rule in increasing for the household debt. In conducting this study, the researcher has used inflation, interest rate and also GDP as dependent variable. Meanwhile for the independent variable is amount of loan from the year 2005 until 2009 by divide it to the quarterly. The countries that have been selected are Malaysia, Taiwan and Singapore. The data that have been collected is panel data. STATA software has been used to regress all the data to get the result. In this research, the researcher has found that interest rate and also inflation play a major role for the household debt. Both of the variable show significant result with interest rate have negative relationship, meanwhile for the inflation has positive relationship. This result shows that people are concern about the cost of borrowing and also the increasing in price for goods and services. Referring to the previous study that has been conducted by the previous researcher, it also have similarities with the result that have been gathered in this study. Most of the result show that increasing in the debt due to the decreasing in the cost of borrowing and also the inflation that happened in the economy. 2011 Thesis https://ir.uitm.edu.my/id/eprint/92221/ https://ir.uitm.edu.my/id/eprint/92221/1/92221.pdf text en public degree Universiti Teknologi MARA, Terengganu Faculty Of Business Management Wan Mahmood, Wan Mansor
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Wan Mahmood, Wan Mansor
topic	Consumption Demand (Economic theory)
spellingShingle	Consumption Demand (Economic theory) Roslee, Mohd Fariz Factors that influences to the household debt / Mohd Fariz Roslee
description	Today, we can see that there are increasing aggressively in the amount of household debt in many countries. The increasing in the amount of the household debt maybe due to the external factors that happen in the economy such as inflation or maybe due to the lower cost of borrowing that have been imposed by the financial institution to stimulate consumer to obtain loan. The purpose of these study is to find out what is the factors that play major rule in increasing for the household debt. In conducting this study, the researcher has used inflation, interest rate and also GDP as dependent variable. Meanwhile for the independent variable is amount of loan from the year 2005 until 2009 by divide it to the quarterly. The countries that have been selected are Malaysia, Taiwan and Singapore. The data that have been collected is panel data. STATA software has been used to regress all the data to get the result. In this research, the researcher has found that interest rate and also inflation play a major role for the household debt. Both of the variable show significant result with interest rate have negative relationship, meanwhile for the inflation has positive relationship. This result shows that people are concern about the cost of borrowing and also the increasing in price for goods and services. Referring to the previous study that has been conducted by the previous researcher, it also have similarities with the result that have been gathered in this study. Most of the result show that increasing in the debt due to the decreasing in the cost of borrowing and also the inflation that happened in the economy.
format	Thesis
qualification_level	Bachelor degree
author	Roslee, Mohd Fariz
author_facet	Roslee, Mohd Fariz
author_sort	Roslee, Mohd Fariz
title	Factors that influences to the household debt / Mohd Fariz Roslee
title_short	Factors that influences to the household debt / Mohd Fariz Roslee
title_full	Factors that influences to the household debt / Mohd Fariz Roslee
title_fullStr	Factors that influences to the household debt / Mohd Fariz Roslee
title_full_unstemmed	Factors that influences to the household debt / Mohd Fariz Roslee
title_sort	factors that influences to the household debt / mohd fariz roslee
granting_institution	Universiti Teknologi MARA, Terengganu
granting_department	Faculty Of Business Management
publishDate	2011
url	https://ir.uitm.edu.my/id/eprint/92221/1/92221.pdf
_version_	1794192267686182912

Factors that influences to the household debt / Mohd Fariz Roslee

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