Determinants of household debt in Malaysia / Rasmelia Rosli

Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most sig...

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Main Author:	Rosli, Rasmelia
Format:	Thesis
Language:	English
Published:	2019
Subjects:	Credit Debt Loans
Online Access:	https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf
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id	my-uitm-ir.93748
record_format	uketd_dc
spelling	my-uitm-ir.937482024-04-16T04:06:31Z Determinants of household debt in Malaysia / Rasmelia Rosli 2019 Rosli, Rasmelia Credit. Debt. Loans Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most significant factors that influencing the household debt in Malaysia. A multiple regression model was constructed to determine the relationship between the independent variables which is gross domestic product, interest rate and housing price index. The method used is Ordinary Least Square Method (OLS) by using monthly time series data spanning from the year 2005 until 2017 and have 52 observations to achieve the objective of the household debt in Malaysia. This method reviews that gross domestic product, interest rate and housing price index are positive and highly significant at 1% level towards the household debt. The most significant variable that influence the household debt in Malaysia is the housing price index. All the independent variables follow the expected sign which is positive. Therefore, it is suggested for the government to control the household debt level in Malaysia and monitor the banks and financial institution in giving out loan to the people in Malaysia. 2019 Thesis https://ir.uitm.edu.my/id/eprint/93748/ https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf text en public degree Universiti Teknologi MARA, Terengganu Faculty Of Business Management Mohamad Azmin, Nur Azwani
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Mohamad Azmin, Nur Azwani
topic	Credit Debt Loans
spellingShingle	Credit Debt Loans Rosli, Rasmelia Determinants of household debt in Malaysia / Rasmelia Rosli
description	Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most significant factors that influencing the household debt in Malaysia. A multiple regression model was constructed to determine the relationship between the independent variables which is gross domestic product, interest rate and housing price index. The method used is Ordinary Least Square Method (OLS) by using monthly time series data spanning from the year 2005 until 2017 and have 52 observations to achieve the objective of the household debt in Malaysia. This method reviews that gross domestic product, interest rate and housing price index are positive and highly significant at 1% level towards the household debt. The most significant variable that influence the household debt in Malaysia is the housing price index. All the independent variables follow the expected sign which is positive. Therefore, it is suggested for the government to control the household debt level in Malaysia and monitor the banks and financial institution in giving out loan to the people in Malaysia.
format	Thesis
qualification_level	Bachelor degree
author	Rosli, Rasmelia
author_facet	Rosli, Rasmelia
author_sort	Rosli, Rasmelia
title	Determinants of household debt in Malaysia / Rasmelia Rosli
title_short	Determinants of household debt in Malaysia / Rasmelia Rosli
title_full	Determinants of household debt in Malaysia / Rasmelia Rosli
title_fullStr	Determinants of household debt in Malaysia / Rasmelia Rosli
title_full_unstemmed	Determinants of household debt in Malaysia / Rasmelia Rosli
title_sort	determinants of household debt in malaysia / rasmelia rosli
granting_institution	Universiti Teknologi MARA, Terengganu
granting_department	Faculty Of Business Management
publishDate	2019
url	https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf
_version_	1804889899965349888

Determinants of household debt in Malaysia / Rasmelia Rosli

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