Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri

This study aims to investigate the determinants of financial inclusion in a cross country analysis. Financial inclusion has been a burning issues in the past decade gaining attentions from both policymakers and private bodies as many bodies realized the importance of it. Previous literatures suggest...

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Main Author: Fikri, Muhamad Fakhrul
Format: Thesis
Language:English
Published: 2017
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Online Access:https://ir.uitm.edu.my/id/eprint/94212/1/94212.pdf
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spelling my-uitm-ir.942122024-06-27T15:51:30Z Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri 2017 Fikri, Muhamad Fakhrul HG Finance This study aims to investigate the determinants of financial inclusion in a cross country analysis. Financial inclusion has been a burning issues in the past decade gaining attentions from both policymakers and private bodies as many bodies realized the importance of it. Previous literatures suggest that financial inclusion are closely related with poverty, income equality and gender equality. However, different researchers use different indicator för financial inclusion resulting inconsistent findings. Therefore, there is a need for a subsequent research to be done in order to determine what variables are significant towards financial inclusion. The dependent data used for this paper is calculated from 4 different variables which are depositors with commercial banks, commercial bank branches, automated teller machines and domestic credit provided by financial sector. These variables are calculated using a formula to obtain a single index which are the Index of Financial Inclusion (IFl) to show a clearer and accurate indicator of financial inclusion. The independent variables are then tested with 4 independent variables which are GDP per capita, rural population, internet users and mobile cellular subscriptions. This research uses data from 40 countries in the year 2015. The country is selected in respect to availability of data using cross sectional method. The data are analysed using E-views 8.0 and are tested according to 5 assumptions which are multicollinearity, heterokedasticity, serial correlation, normality and specifications test. Previous study suggests that only internet users and mobile cellular subscriptions are significant to financial inclusion. 2017 Thesis https://ir.uitm.edu.my/id/eprint/94212/ https://ir.uitm.edu.my/id/eprint/94212/1/94212.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business Management Ismail, Hazila Ramdhan, Nur Asyiqin
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Ismail, Hazila
Ramdhan, Nur Asyiqin
topic HG Finance
spellingShingle HG Finance
Fikri, Muhamad Fakhrul
Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
description This study aims to investigate the determinants of financial inclusion in a cross country analysis. Financial inclusion has been a burning issues in the past decade gaining attentions from both policymakers and private bodies as many bodies realized the importance of it. Previous literatures suggest that financial inclusion are closely related with poverty, income equality and gender equality. However, different researchers use different indicator för financial inclusion resulting inconsistent findings. Therefore, there is a need for a subsequent research to be done in order to determine what variables are significant towards financial inclusion. The dependent data used for this paper is calculated from 4 different variables which are depositors with commercial banks, commercial bank branches, automated teller machines and domestic credit provided by financial sector. These variables are calculated using a formula to obtain a single index which are the Index of Financial Inclusion (IFl) to show a clearer and accurate indicator of financial inclusion. The independent variables are then tested with 4 independent variables which are GDP per capita, rural population, internet users and mobile cellular subscriptions. This research uses data from 40 countries in the year 2015. The country is selected in respect to availability of data using cross sectional method. The data are analysed using E-views 8.0 and are tested according to 5 assumptions which are multicollinearity, heterokedasticity, serial correlation, normality and specifications test. Previous study suggests that only internet users and mobile cellular subscriptions are significant to financial inclusion.
format Thesis
qualification_level Bachelor degree
author Fikri, Muhamad Fakhrul
author_facet Fikri, Muhamad Fakhrul
author_sort Fikri, Muhamad Fakhrul
title Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
title_short Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
title_full Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
title_fullStr Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
title_full_unstemmed Financial inclusion: a cross country analysis / Muhamad Fakhrul Fikri
title_sort financial inclusion: a cross country analysis / muhamad fakhrul fikri
granting_institution Universiti Teknologi MARA, Johor
granting_department Faculty of Business Management
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/94212/1/94212.pdf
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