Islamic bank credit risk / Nursafika Sujangi

By investigating credit risk in banking sector, it is not only important for bank's management but it is also important for regulatory authorities. There are several factors that may influence the credit risk of bank. The purpose of this research is to investigate the determinants of credit ris...

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Main Author: Sujangi, Nursafika
Format: Thesis
Language:English
Published: 2017
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/95272/1/95272.pdf
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spelling my-uitm-ir.952722024-05-30T14:59:50Z Islamic bank credit risk / Nursafika Sujangi 2017-01 Sujangi, Nursafika Credit. Debt. Loans Finance, Islamic By investigating credit risk in banking sector, it is not only important for bank's management but it is also important for regulatory authorities. There are several factors that may influence the credit risk of bank. The purpose of this research is to investigate the determinants of credit risk in the case of Malaysia Islamic banks. The objective of this research is to determine the factors that influence credit risk of Islamic bank and to study whether there are significant relationship between the factors towards Islamic bank credit risk itself. The dependent variables is credit risk of Islamic bank and for independent variables are financing expansion, financing quality, capital buffer, capital ratio, management efficiency, log of total assets and net interest margin. This study will be carry by using secondary data that will be collected through BankScope. The data will be using a yearly bank level data of Islamic bank in Malaysia from 2009 to 2015 of 16 banks. From the regression analysis result it shows that financing expansion, financing quality, capital buffer, log of total asset and net interest margin variables do significantly influence credit risk of Malaysia Islamic banks while capital ratio and management efficiency, the finding shows that there are no significant influence towards the credit risk of Malaysia Islamic banks. 2017-01 Thesis https://ir.uitm.edu.my/id/eprint/95272/ https://ir.uitm.edu.my/id/eprint/95272/1/95272.pdf text en public degree Universiti Teknologi MARA, Johor Bachelor of Business Administration (HONS) Islamic Banking Misman, Faridah Najuna
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Misman, Faridah Najuna
topic Credit
Debt
Loans
Credit. Debt. Loans
spellingShingle Credit
Debt
Loans
Credit. Debt. Loans
Sujangi, Nursafika
Islamic bank credit risk / Nursafika Sujangi
description By investigating credit risk in banking sector, it is not only important for bank's management but it is also important for regulatory authorities. There are several factors that may influence the credit risk of bank. The purpose of this research is to investigate the determinants of credit risk in the case of Malaysia Islamic banks. The objective of this research is to determine the factors that influence credit risk of Islamic bank and to study whether there are significant relationship between the factors towards Islamic bank credit risk itself. The dependent variables is credit risk of Islamic bank and for independent variables are financing expansion, financing quality, capital buffer, capital ratio, management efficiency, log of total assets and net interest margin. This study will be carry by using secondary data that will be collected through BankScope. The data will be using a yearly bank level data of Islamic bank in Malaysia from 2009 to 2015 of 16 banks. From the regression analysis result it shows that financing expansion, financing quality, capital buffer, log of total asset and net interest margin variables do significantly influence credit risk of Malaysia Islamic banks while capital ratio and management efficiency, the finding shows that there are no significant influence towards the credit risk of Malaysia Islamic banks.
format Thesis
qualification_level Bachelor degree
author Sujangi, Nursafika
author_facet Sujangi, Nursafika
author_sort Sujangi, Nursafika
title Islamic bank credit risk / Nursafika Sujangi
title_short Islamic bank credit risk / Nursafika Sujangi
title_full Islamic bank credit risk / Nursafika Sujangi
title_fullStr Islamic bank credit risk / Nursafika Sujangi
title_full_unstemmed Islamic bank credit risk / Nursafika Sujangi
title_sort islamic bank credit risk / nursafika sujangi
granting_institution Universiti Teknologi MARA, Johor
granting_department Bachelor of Business Administration (HONS) Islamic Banking
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/95272/1/95272.pdf
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