The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman

Saving is the amount of money that the consumer did not use to for transaction and services. Individual in Malaysia is not really care about the saving in their account especially the rural people because the main thing to be fulfil is the necessity, so they just save when they have more money or a...

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Main Author: Juman, Siti Shawiah
Format: Thesis
Language:English
Published: 2016
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/95526/1/95526.pdf
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spelling my-uitm-ir.955262024-05-31T02:58:11Z The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman 2016 Juman, Siti Shawiah Economics Life saving Saving is the amount of money that the consumer did not use to for transaction and services. Individual in Malaysia is not really care about the saving in their account especially the rural people because the main thing to be fulfil is the necessity, so they just save when they have more money or a balance of money that did not use to purchase things in their pocket. From the findings of this research it can be state that all the variables which are the gross domestic product, household expenditure, inflation rate and the interest rate is significant in explaining the relationship with the saving rate in Malaysia in the long run because the result of the data is less than 5% and 10%. The Johansen Cointegration test shows that the variable's has significant relationship in long run because both the test under the Johansen has 1 cointegration meaning that we can reject the null hyopthese because there is a long run relationship among the variables. Under the test of the causality, all the variables are unidirectional relationship in the variable which is the saving cause the expenditure which is it is significant at 5%. Meanwhile the saving cause inflation and the real interest rate causes saving are significant at 10%. Using the VECM, each variable need to be corrected at least 2% by each year. 2016 Thesis https://ir.uitm.edu.my/id/eprint/95526/ https://ir.uitm.edu.my/id/eprint/95526/1/95526.pdf text en public Universiti Teknologi MARA, Sabah Faculty of Business and Management
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
topic Economics
Life saving
spellingShingle Economics
Life saving
Juman, Siti Shawiah
The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
description Saving is the amount of money that the consumer did not use to for transaction and services. Individual in Malaysia is not really care about the saving in their account especially the rural people because the main thing to be fulfil is the necessity, so they just save when they have more money or a balance of money that did not use to purchase things in their pocket. From the findings of this research it can be state that all the variables which are the gross domestic product, household expenditure, inflation rate and the interest rate is significant in explaining the relationship with the saving rate in Malaysia in the long run because the result of the data is less than 5% and 10%. The Johansen Cointegration test shows that the variable's has significant relationship in long run because both the test under the Johansen has 1 cointegration meaning that we can reject the null hyopthese because there is a long run relationship among the variables. Under the test of the causality, all the variables are unidirectional relationship in the variable which is the saving cause the expenditure which is it is significant at 5%. Meanwhile the saving cause inflation and the real interest rate causes saving are significant at 10%. Using the VECM, each variable need to be corrected at least 2% by each year.
format Thesis
author Juman, Siti Shawiah
author_facet Juman, Siti Shawiah
author_sort Juman, Siti Shawiah
title The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
title_short The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
title_full The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
title_fullStr The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
title_full_unstemmed The determinant of household saving behaviour and their influence on economic development (1984-2013) / Siti Shawiah Juman
title_sort determinant of household saving behaviour and their influence on economic development (1984-2013) / siti shawiah juman
granting_institution Universiti Teknologi MARA, Sabah
granting_department Faculty of Business and Management
publishDate 2016
url https://ir.uitm.edu.my/id/eprint/95526/1/95526.pdf
_version_ 1804889962424827904