Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak

In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of ban...

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Main Author:	Ishak, Farah Nadiah
Format:	Thesis
Language:	English
Published:	2017
Subjects:	Liquidity Capital costs
Online Access:	https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf
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id	my-uitm-ir.95596
record_format	uketd_dc
spelling	my-uitm-ir.955962024-06-11T16:37:07Z Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak 2017-07 Ishak, Farah Nadiah Liquidity Capital costs In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of bank debt is "demandable" and is also part of the economy's payments system. Besides, banks are the most important financial intermediaries, which results from their role as providers of payments, loans and deposits, and as producers of information. Capital regulation was provoked by the concern that banks may hold capital less than what is socially optimal relative to their risk. In this case, regulators can enforce remedial covenants, such as restricting asset growth and certain activities or enforcing the raise of additional capital, which constrain the actions of banks. Because regulatory enforcements impose substantial costs on banks, they provide a vital incentive for banks to limit risk-taking. The expected study will determine capital adequacy ratio impact on bank risk taking with focus on Malaysia banking sector. The data of the expected study will be taken from the annual report as annually of the commercial bank in Malaysia. The type of the data that will be use is panel data which consist of eleven commercial banks from 2010 until 2015. The expected study is focus on effect of capital requirement on bank risk taking in Malaysia. The expected findings will depends on the variables effect of capital requirement on commercial bank risk's taking. 2017-07 Thesis https://ir.uitm.edu.my/id/eprint/95596/ https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf text en public degree Universiti Teknologi MARA, Johor Bachelor of Business Administration (HONS) Finance Ahmad, Zuraidah Mohamed Yousup, Nur Liyana
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Ahmad, Zuraidah Mohamed Yousup, Nur Liyana
topic	Liquidity Capital costs
spellingShingle	Liquidity Capital costs Ishak, Farah Nadiah Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
description	In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of bank debt is "demandable" and is also part of the economy's payments system. Besides, banks are the most important financial intermediaries, which results from their role as providers of payments, loans and deposits, and as producers of information. Capital regulation was provoked by the concern that banks may hold capital less than what is socially optimal relative to their risk. In this case, regulators can enforce remedial covenants, such as restricting asset growth and certain activities or enforcing the raise of additional capital, which constrain the actions of banks. Because regulatory enforcements impose substantial costs on banks, they provide a vital incentive for banks to limit risk-taking. The expected study will determine capital adequacy ratio impact on bank risk taking with focus on Malaysia banking sector. The data of the expected study will be taken from the annual report as annually of the commercial bank in Malaysia. The type of the data that will be use is panel data which consist of eleven commercial banks from 2010 until 2015. The expected study is focus on effect of capital requirement on bank risk taking in Malaysia. The expected findings will depends on the variables effect of capital requirement on commercial bank risk's taking.
format	Thesis
qualification_level	Bachelor degree
author	Ishak, Farah Nadiah
author_facet	Ishak, Farah Nadiah
author_sort	Ishak, Farah Nadiah
title	Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_short	Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_full	Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_fullStr	Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_full_unstemmed	Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_sort	bank capital requirement on bank risk taking: case of commercial bank in malaysia / farah nadiah ishak
granting_institution	Universiti Teknologi MARA, Johor
granting_department	Bachelor of Business Administration (HONS) Finance
publishDate	2017
url	https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf
_version_	1804889965176291328

Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak

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