The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani

Loans have an essential contribution towards expansion of economy. Nevertheless, there is a non-payment issue that gives a gigantic loss impact on banks. Since long the argument has been said that external determinants affect the non-performing loans and the existing study on external determinants s...

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Main Author: Abdul Rani, Ahmad Shahmi
Format: Thesis
Language:English
Published: 2017
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/95684/1/95684.pdf
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spelling my-uitm-ir.956842024-06-11T16:34:27Z The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani 2017-01 Abdul Rani, Ahmad Shahmi Bank loans. Bank credit. Commercial loans Loans have an essential contribution towards expansion of economy. Nevertheless, there is a non-payment issue that gives a gigantic loss impact on banks. Since long the argument has been said that external determinants affect the non-performing loans and the existing study on external determinants suggests that both internal and external determinants do strongly influence them. So, this paper aims to examine the relationship between both internal and external determinants on the non-performing loan in the study of commercial banks in Malaysia. The selected dependent variable is nonperforming loans (NPLs) whereas independent variables consist of bank internal and external factors. The sample of this study is taken from selected eight commercial banks in Malaysia as listed in Bank Negara Malaysia and the data is collected for the period of nine years from year 2007 to 2015. Thus, the total number observations are 72. This study use panel data approach to analyse the relationship between external and internal determinants on nonperforming loan in selected commercial bank in Malaysia. Panel Data Analysis is used in this study to identify the significant relationship between independent and dependent variable. 2017-01 Thesis https://ir.uitm.edu.my/id/eprint/95684/ https://ir.uitm.edu.my/id/eprint/95684/1/95684.pdf text en public degree Universiti Teknologi MARA, Johor Bachelor of Business Administration (HONS) Finance Wan Zakaria, Wan Mohd Farid
institution Universiti Teknologi MARA
collection UiTM Institutional Repository
language English
advisor Wan Zakaria, Wan Mohd Farid
topic Bank loans
Bank credit
Commercial loans
spellingShingle Bank loans
Bank credit
Commercial loans
Abdul Rani, Ahmad Shahmi
The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
description Loans have an essential contribution towards expansion of economy. Nevertheless, there is a non-payment issue that gives a gigantic loss impact on banks. Since long the argument has been said that external determinants affect the non-performing loans and the existing study on external determinants suggests that both internal and external determinants do strongly influence them. So, this paper aims to examine the relationship between both internal and external determinants on the non-performing loan in the study of commercial banks in Malaysia. The selected dependent variable is nonperforming loans (NPLs) whereas independent variables consist of bank internal and external factors. The sample of this study is taken from selected eight commercial banks in Malaysia as listed in Bank Negara Malaysia and the data is collected for the period of nine years from year 2007 to 2015. Thus, the total number observations are 72. This study use panel data approach to analyse the relationship between external and internal determinants on nonperforming loan in selected commercial bank in Malaysia. Panel Data Analysis is used in this study to identify the significant relationship between independent and dependent variable.
format Thesis
qualification_level Bachelor degree
author Abdul Rani, Ahmad Shahmi
author_facet Abdul Rani, Ahmad Shahmi
author_sort Abdul Rani, Ahmad Shahmi
title The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
title_short The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
title_full The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
title_fullStr The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
title_full_unstemmed The impact of external and internal determinants on the non-performing loan: study of commercial banks in Malaysia / Ahmad Shahmi Abdul Rani
title_sort impact of external and internal determinants on the non-performing loan: study of commercial banks in malaysia / ahmad shahmi abdul rani
granting_institution Universiti Teknologi MARA, Johor
granting_department Bachelor of Business Administration (HONS) Finance
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/95684/1/95684.pdf
_version_ 1804889970459017216