Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak

This paper provides study on Determinants of Net Interest Margin in commercial banks in United States over the period of 2006 until 2017. The purpose of this paper is to examine and investigate the main drivers of bank's net interest rate margins across selected commercial banks throughout the...

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Main Author:	Abdul Razak, Nur Raidah Syafiqah
Format:	Thesis
Language:	English
Published:	2018
Subjects:	Interest rates
Online Access:	https://ir.uitm.edu.my/id/eprint/99774/1/99774.pdf
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id	my-uitm-ir.99774
record_format	uketd_dc
spelling	my-uitm-ir.997742024-09-25T09:42:17Z Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak 2018-12 Abdul Razak, Nur Raidah Syafiqah Interest rates This paper provides study on Determinants of Net Interest Margin in commercial banks in United States over the period of 2006 until 2017. The purpose of this paper is to examine and investigate the main drivers of bank's net interest rate margins across selected commercial banks throughout the United States. Also, the study explored the relationship between the dependent variable, net interest margin (NIM) and a set of selected banks specific variables by employing panel data estimation methodology. In line with some expectations, findings of this paper will confirm the importance of net interest margin as net interest margin is the most suitable criterion in evaluating the stability and also efficiency of bank's operations. In this study found that the total loan total deposit (TLTD) and operating expenses to total asset (OETA) as positively influencing factors while total loan to total asset (TLTA) and common equity to total asset (CETA) has no significant influence on net interest margin (NIM). This in turn shows that liquidity and efficiency hold an important criterion to ensure optimal net interest margin (NIM) in banks. 2018-12 Thesis https://ir.uitm.edu.my/id/eprint/99774/ https://ir.uitm.edu.my/id/eprint/99774/1/99774.pdf text en public degree Universiti Teknologi MARA, Johor Faculty of Business and Management Abd Rahman, Nor Hadaliza Mohamed Yousop, Nur Liyana
institution	Universiti Teknologi MARA
collection	UiTM Institutional Repository
language	English
advisor	Abd Rahman, Nor Hadaliza Mohamed Yousop, Nur Liyana
topic	Interest rates
spellingShingle	Interest rates Abdul Razak, Nur Raidah Syafiqah Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
description	This paper provides study on Determinants of Net Interest Margin in commercial banks in United States over the period of 2006 until 2017. The purpose of this paper is to examine and investigate the main drivers of bank's net interest rate margins across selected commercial banks throughout the United States. Also, the study explored the relationship between the dependent variable, net interest margin (NIM) and a set of selected banks specific variables by employing panel data estimation methodology. In line with some expectations, findings of this paper will confirm the importance of net interest margin as net interest margin is the most suitable criterion in evaluating the stability and also efficiency of bank's operations. In this study found that the total loan total deposit (TLTD) and operating expenses to total asset (OETA) as positively influencing factors while total loan to total asset (TLTA) and common equity to total asset (CETA) has no significant influence on net interest margin (NIM). This in turn shows that liquidity and efficiency hold an important criterion to ensure optimal net interest margin (NIM) in banks.
format	Thesis
qualification_level	Bachelor degree
author	Abdul Razak, Nur Raidah Syafiqah
author_facet	Abdul Razak, Nur Raidah Syafiqah
author_sort	Abdul Razak, Nur Raidah Syafiqah
title	Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
title_short	Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
title_full	Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
title_fullStr	Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
title_full_unstemmed	Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak
title_sort	determinants of net interest margin on commercial bank in united states / nur raidah syafiqah abdul razak
granting_institution	Universiti Teknologi MARA, Johor
granting_department	Faculty of Business and Management
publishDate	2018
url	https://ir.uitm.edu.my/id/eprint/99774/1/99774.pdf
_version_	1811769029182881792

Determinants of net interest margin on commercial bank in United States / Nur Raidah Syafiqah Abdul Razak

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