Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah

The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM)....

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Main Author: Rudy Ansar
Format: Thesis
Language:English
English
Published: 2014
Subjects:
Online Access:https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf
https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf
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spelling my-ums-ep.378722024-01-09T04:11:57Z Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah 2014 Rudy Ansar HG179 Personal finance The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM). The study covers both full-time and part-time postgraduate students, who are working, have own income and studying at the same time. From the result of data analyses done, this study has conduded demographic variables: occupation and income have significant influenced postgraduate students upon practicing their personal financial practices of investment. Furthermore, money attitude of retention-time have significant and positive relationship with personal financial of investment and planning. In addition, money attitude of retention-time have significant and negative relationship with personal financial practices of cash management. Moreover, money attitude of distrust has significant and positive relationship with personal financial practices of planning but not significant to personal financial practices of investment and cash management. While Money attitude of power-prestige has significant and have negative relationship with personal financial practices of planning. 2014 Thesis https://eprints.ums.edu.my/id/eprint/37872/ https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf text en public https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf text en validuser other masters Universiti Malaysia Sabah Fakulti Perniagaan, Ekonomi dan Perakaunan
institution Universiti Malaysia Sabah
collection UMS Institutional Repository
language English
English
topic HG179 Personal finance
spellingShingle HG179 Personal finance
Rudy Ansar
Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
description The purpose of this study is to examine factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah such as Universiti Malaysia Sabah (UMS), Universiti Tun Abdul Razak (UNITAR), Universiti Teknologi Mara (UiTM) and Open University Malaysia (OUM). The study covers both full-time and part-time postgraduate students, who are working, have own income and studying at the same time. From the result of data analyses done, this study has conduded demographic variables: occupation and income have significant influenced postgraduate students upon practicing their personal financial practices of investment. Furthermore, money attitude of retention-time have significant and positive relationship with personal financial of investment and planning. In addition, money attitude of retention-time have significant and negative relationship with personal financial practices of cash management. Moreover, money attitude of distrust has significant and positive relationship with personal financial practices of planning but not significant to personal financial practices of investment and cash management. While Money attitude of power-prestige has significant and have negative relationship with personal financial practices of planning.
format Thesis
qualification_name other
qualification_level Master's degree
author Rudy Ansar
author_facet Rudy Ansar
author_sort Rudy Ansar
title Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_short Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_full Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_fullStr Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_full_unstemmed Factors influencing personal financial practices of postgraduate students at universities in Kota Kinabalu, Sabah
title_sort factors influencing personal financial practices of postgraduate students at universities in kota kinabalu, sabah
granting_institution Universiti Malaysia Sabah
granting_department Fakulti Perniagaan, Ekonomi dan Perakaunan
publishDate 2014
url https://eprints.ums.edu.my/id/eprint/37872/1/24%20PAGES.pdf
https://eprints.ums.edu.my/id/eprint/37872/2/FULLTEXT.01.pdf
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