وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية
This study aims at highlighting the importance of the Islamic Banking Systems of investment and the judicious distribution of its profits to the investors who deposit their money in investment accounts with these Banks.The researcher depends,in his research, on the deductive and analytical approache...
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my-usim-ddms-12299 |
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uketd_dc |
| institution |
Universiti Sains Islam Malaysia |
| collection |
USIM Institutional Repository |
| language |
other |
| topic |
Banks and banking--Religious aspects--Islam Investments--Religious aspects--Islam |
| spellingShingle |
Banks and banking--Religious aspects--Islam Investments--Religious aspects--Islam Muhammad Awal Gali وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| description |
This study aims at highlighting the importance of the Islamic Banking Systems of investment and the judicious distribution of its profits to the investors who deposit their money in investment accounts with these Banks.The researcher depends,in his research, on the deductive and analytical approaches in order to acquire the desired results. The study has found out that the investors deposit their money to the Banks for investment due to the Shari'ah various means of investment that attract the desired profits;that the Bank distributes the profits earned through these means to the depositor based on the agreed terms by the parties to the contact; and that the Islamic bank came-up to meet the wishes of the Muslim communities in finding channel to handling bank dealings, away from the use of interest rates and usury. The study therefore sheds more light on the establishment of Islamic banks and the objectives for which they are established; on the roles the played in the Muslim community and the explanation of what these bank do for the investment of funds deposited with them in accordance with the laid down guidelines by Shari'ah. It shows the means by which the Islamic banks deal with investment and funding with the money placed in the investment accounts; such as contract of partnership, like Al-Mudarabah (profit sharing contract) and Al-Musharakah (profit and loss sharing contract); the investment by Agency contracts; Tawarruq Contract (purchasing an asset with deferred price, either on the basis of musawamah or murabahah then, selling it to a third party to obtain cash); Murabaha (sale contract with a disclosure of the assets cost price and profit margin to the buyer); Ijara (lease contract); Salam etc, in accordance to what has become common practice in Islamic law of contract and, for the purpose of waging war against the forbidden usury. Finally, the study exposes the risk in distorted sale contract and transactions that are based on usurious bank interest . It discusses the opinions of contemporary jurist and their way of deducting Shari'ah legal provisions that are applicable to Islamic financial institutions. It also touches the methods adopted by these banks on the distribution of the profits to the owners of these investment accounts. |
| format |
Thesis |
| author |
Muhammad Awal Gali |
| author_facet |
Muhammad Awal Gali |
| author_sort |
Muhammad Awal Gali |
| title |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| title_short |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| title_full |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| title_fullStr |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| title_full_unstemmed |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
| title_sort |
وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية |
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Universiti Sains Islam Malaysia |
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my-usim-ddms-122992024-05-29T18:35:19Z وسائل الاستثمار للحسابات الاسنثمارية لدى المصارف الإسلامية : دراسة نقدية فقهية Wasa'il al-isthismar lil-hisabat al-istismariyyah lada al-masarif al-Islamiyyah: dirasah naqdiyyah fiqhiyyah Muhammad Awal Gali This study aims at highlighting the importance of the Islamic Banking Systems of investment and the judicious distribution of its profits to the investors who deposit their money in investment accounts with these Banks.The researcher depends,in his research, on the deductive and analytical approaches in order to acquire the desired results. The study has found out that the investors deposit their money to the Banks for investment due to the Shari'ah various means of investment that attract the desired profits;that the Bank distributes the profits earned through these means to the depositor based on the agreed terms by the parties to the contact; and that the Islamic bank came-up to meet the wishes of the Muslim communities in finding channel to handling bank dealings, away from the use of interest rates and usury. The study therefore sheds more light on the establishment of Islamic banks and the objectives for which they are established; on the roles the played in the Muslim community and the explanation of what these bank do for the investment of funds deposited with them in accordance with the laid down guidelines by Shari'ah. It shows the means by which the Islamic banks deal with investment and funding with the money placed in the investment accounts; such as contract of partnership, like Al-Mudarabah (profit sharing contract) and Al-Musharakah (profit and loss sharing contract); the investment by Agency contracts; Tawarruq Contract (purchasing an asset with deferred price, either on the basis of musawamah or murabahah then, selling it to a third party to obtain cash); Murabaha (sale contract with a disclosure of the assets cost price and profit margin to the buyer); Ijara (lease contract); Salam etc, in accordance to what has become common practice in Islamic law of contract and, for the purpose of waging war against the forbidden usury. Finally, the study exposes the risk in distorted sale contract and transactions that are based on usurious bank interest . It discusses the opinions of contemporary jurist and their way of deducting Shari'ah legal provisions that are applicable to Islamic financial institutions. It also touches the methods adopted by these banks on the distribution of the profits to the owners of these investment accounts. Universiti Sains Islam Malaysia 2014 Thesis other https://oarep.usim.edu.my/handle/123456789/12299 https://oarep.usim.edu.my/bitstreams/62332b14-b85a-4353-9e8b-f61e03cd5886/download 8a4605be74aa9ea9d79846c1fba20a33 https://oarep.usim.edu.my/bitstreams/3d2d3cc9-d9a8-4eb4-9fbc-4432bbc4f73a/download 0e7ff40ebf906d55c3332dd3c2a876ab https://oarep.usim.edu.my/bitstreams/0aa99986-dcf9-4092-b4bc-8759bf43f9cd/download 6df3279b339b691a20c40701afb5da3e https://oarep.usim.edu.my/bitstreams/f6dabd6f-6cb4-4ff3-89fe-0167cff8cf84/download 414bfe65b2c3e70cf182a6960aa80e87 https://oarep.usim.edu.my/bitstreams/5607337b-bff5-448a-beba-264e064c3263/download ffd8864cfdf57d939006263dcccbb7f8 https://oarep.usim.edu.my/bitstreams/f0629d3e-6c4f-438b-b8bd-d7d870abeca2/download bf5bba8ba13d863ec0b1dd1d4e636670 https://oarep.usim.edu.my/bitstreams/3a8b26b2-ea4e-44ee-8689-f6aee9366c63/download f910b8424d11a7aca1fb4d563ab3019d https://oarep.usim.edu.my/bitstreams/12fef024-e452-4da6-9463-175638cea7ed/download b086baea9d0b534971f2fdff72a34006 https://oarep.usim.edu.my/bitstreams/ae163442-2cff-43ce-b25d-7b7b3afbb129/download 68b329da9893e34099c7d8ad5cb9c940 https://oarep.usim.edu.my/bitstreams/b343ad54-24fe-41c1-be55-5ad00459868d/download cf60e7dc998fea8a317f82fcccd8332d https://oarep.usim.edu.my/bitstreams/0e7c2b17-6410-4310-ac21-3d6dea08a792/download e7711418a0408d22b4e57a3b333e8ba0 https://oarep.usim.edu.my/bitstreams/5329ba42-73f1-4e68-bf06-e077ab05e7da/download 3c29bdaa02dbfd17322f32164bee12be https://oarep.usim.edu.my/bitstreams/4c47e9a8-afe0-4ebd-a259-5d9cdfd00619/download bf17417a9631c3d4f7ea348cc4101d7a https://oarep.usim.edu.my/bitstreams/dbf1da0f-212d-43e6-a076-0bfc3e65e830/download 3b176f4d8377d6d81fa41c3fdcef32a4 https://oarep.usim.edu.my/bitstreams/fdeb427a-96d4-45d9-9a60-8fd34b36bace/download 46dab46279ab4ecb929adb971a632731 Banks and banking--Religious aspects--Islam Investments--Religious aspects--Islam |