بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة
Bitcoin is a digital currency based on crypto and blockchain using "peer-to-peer" and decentralized transactions. Bitcoin was first introduced in 2009 and began to gain wide acceptance since the beginning of 2017 until now. Acceptance of Bitcoin as a currency or asset is a controversial...
Saved in:
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my-usim-ddms-12472 |
|---|---|
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uketd_dc |
| institution |
Universiti Sains Islam Malaysia |
| collection |
USIM Institutional Repository |
| language |
other |
| topic |
Cryptocurrencies Money (Islamic law) Cryptocurrencies Electronic funds transfers |
| spellingShingle |
Cryptocurrencies Money (Islamic law) Cryptocurrencies Electronic funds transfers سبحان موردي Subhan Mawardi بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| description |
Bitcoin is a digital currency based on crypto and blockchain using "peer-to-peer" and
decentralized transactions. Bitcoin was first introduced in 2009 and began to gain wide
acceptance since the beginning of 2017 until now. Acceptance of Bitcoin as a currency
or asset is a controversial topic among financial authorities, Shariah scholars, economic
and financial experts and the general public. From a Shariah point of view, the position
of Bitcoin as a legal currency is also an issue of debate. From an economic point of view,
various aspects of risk, value stability, and abuse as a medium of crime are also often
discussed. Many countries have yet to implement specific official laws to control and
supervise Bitcoin transactions and usage. This study aims to analyze the position of
Bitcoin mainly from two main perspectives, which are economics and Shariah, and to
propose the appropriate form of regulation for the authorities, users and the public from
both viewpoints. In order to achieve the objectives of this qualitative study, the
researcher conducted interviews with six (6) economic experts, six (6) Shariah experts
and five (5) Bitcoin users to obtain direct views and information. The interview results
were analyzed qualitatively in thematic and comparative approaches. From an economic
point of view, this study found that there are various risks for Bitcoin such as regulatory
and legal ambiguity, a high risk of value stability due to its position outside the authority
of the law, and it is not recognized by most countries and has the potential to become a
criminal medium. From the Shariah point of view, Bitcoin has not met the criteria of
money (nuqud) or price (thaman) from the viewpoint of fiqh. Hence, it does not have
the same status as the currency issued by the official monetary institution of a country.
This also leads to the view that Bitcoin is not a zakawi asset (which zakah must be paid)
due to its abstract nature and the way it was created which does not coincide with Shariah
principles. Although there are various views regarding the position of Bitcoin from
economic and Shariah points of views, the researcher opts the view that Bitcoin is still
not really legitimate to use as a currency, commodity or asset because it contains
elements of gharar (ambiguity and uncertainty), darar (harm) and qimar (gambling) and
does not meet the property requirements according to the Shariah perspective. |
| format |
Thesis |
| author |
سبحان موردي Subhan Mawardi |
| author_facet |
سبحان موردي Subhan Mawardi |
| author_sort |
سبحان موردي |
| title |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| title_short |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| title_full |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| title_fullStr |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| title_full_unstemmed |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| title_sort |
بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة |
| granting_institution |
Universiti Sains Islam Malaysia |
| url |
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| _version_ |
1812444870603702272 |
| spelling |
my-usim-ddms-124722024-05-29T20:08:23Z بيتكوين : دراسة تحليلية من منظوري خبراء الاقتصاديين و علماء الشريعة Bitcoin: dirasah tahliliyah min manzuri khubara’ al-iqtisodiniyina wa ‘ulama al-shari’ah سبحان موردي Subhan Mawardi Bitcoin is a digital currency based on crypto and blockchain using "peer-to-peer" and decentralized transactions. Bitcoin was first introduced in 2009 and began to gain wide acceptance since the beginning of 2017 until now. Acceptance of Bitcoin as a currency or asset is a controversial topic among financial authorities, Shariah scholars, economic and financial experts and the general public. From a Shariah point of view, the position of Bitcoin as a legal currency is also an issue of debate. From an economic point of view, various aspects of risk, value stability, and abuse as a medium of crime are also often discussed. Many countries have yet to implement specific official laws to control and supervise Bitcoin transactions and usage. This study aims to analyze the position of Bitcoin mainly from two main perspectives, which are economics and Shariah, and to propose the appropriate form of regulation for the authorities, users and the public from both viewpoints. In order to achieve the objectives of this qualitative study, the researcher conducted interviews with six (6) economic experts, six (6) Shariah experts and five (5) Bitcoin users to obtain direct views and information. The interview results were analyzed qualitatively in thematic and comparative approaches. From an economic point of view, this study found that there are various risks for Bitcoin such as regulatory and legal ambiguity, a high risk of value stability due to its position outside the authority of the law, and it is not recognized by most countries and has the potential to become a criminal medium. From the Shariah point of view, Bitcoin has not met the criteria of money (nuqud) or price (thaman) from the viewpoint of fiqh. Hence, it does not have the same status as the currency issued by the official monetary institution of a country. This also leads to the view that Bitcoin is not a zakawi asset (which zakah must be paid) due to its abstract nature and the way it was created which does not coincide with Shariah principles. Although there are various views regarding the position of Bitcoin from economic and Shariah points of views, the researcher opts the view that Bitcoin is still not really legitimate to use as a currency, commodity or asset because it contains elements of gharar (ambiguity and uncertainty), darar (harm) and qimar (gambling) and does not meet the property requirements according to the Shariah perspective. Universiti Sains Islam Malaysia 2023-05 Thesis other https://oarep.usim.edu.my/handle/123456789/12472 https://oarep.usim.edu.my/bitstreams/5c222fe9-8698-4ce0-9be6-3b701338d706/download bd30052105af1e6caadc7233ff425847 https://oarep.usim.edu.my/bitstreams/c9ccc781-1ed1-43ad-a43f-4b82e7e890ab/download 85b04ece0b5c24e9e4983c70a6c3f893 https://oarep.usim.edu.my/bitstreams/b7b4c121-af2f-41f3-842f-e272f5b0ac26/download 101d6e9e1cc9bb0c95fd4afaa2c76349 https://oarep.usim.edu.my/bitstreams/99bdd2e8-3979-4ce1-9667-20d4fe026a5d/download aaf3ad97605198ef8a8ba7220adb189c https://oarep.usim.edu.my/bitstreams/ab03a6a0-7c00-4b39-945e-4946d376cb9b/download 9b7e5fbfe2ecc8fc4bbaf179db01b0ae https://oarep.usim.edu.my/bitstreams/f321ab96-7d13-4c68-841e-21f1f368e1cc/download c40f83db1ccb893dac7f085ae96f0a26 https://oarep.usim.edu.my/bitstreams/6559cb14-b832-48c8-afea-73d672ef6348/download e70bd3446af74683967248fad4e94b56 https://oarep.usim.edu.my/bitstreams/8ea29286-83d3-4eb8-a7f5-249748ef47bc/download 4c6b483fcf773cc5164be15be744c74d https://oarep.usim.edu.my/bitstreams/34026b8d-1836-497f-a3a0-a468fed8962e/download 8a4605be74aa9ea9d79846c1fba20a33 https://oarep.usim.edu.my/bitstreams/309f1653-9395-4252-b1b3-9b5170c9d6e4/download 68b329da9893e34099c7d8ad5cb9c940 https://oarep.usim.edu.my/bitstreams/4db91a00-718f-414e-9f78-bf8405be31c3/download 09a6799252c0c1951e7e24e9ae413d6f https://oarep.usim.edu.my/bitstreams/082c50be-d7e2-4b32-9f50-54b0a532ac7c/download cc19420e9e1dc1257e6c2e59cf51c453 https://oarep.usim.edu.my/bitstreams/b89c72b8-164d-4ee4-bb17-46f1cefc818d/download d490124c6b9dd6ddc64cd6c554146969 https://oarep.usim.edu.my/bitstreams/e1d5d556-86c8-41df-b182-53d584ca507f/download 6c521b7a5408d0bcbf84f320ef96c9fb https://oarep.usim.edu.my/bitstreams/f6f28536-a620-44dc-8efe-5979f85e9c90/download 0a06b94ea7c06c5b17e0c54ea8b2ebe3 https://oarep.usim.edu.my/bitstreams/96801c89-04b1-4d5f-8330-4b9ce8bfabd1/download 2919c07dcebe7a117b75c0291679d4c6 https://oarep.usim.edu.my/bitstreams/17783fda-5012-49eb-8b80-021a5f2a1e06/download 164075f0186fd990b887cc0514ec8c43 Cryptocurrencies Money (Islamic law) Bitcoin, nuqud, thaman Electronic funds transfers |