An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank

Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau bagaimanapun, kebanyakan dari dasar dan program yang dija...

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Main Author:	Olubukola Olateju, Adijat
Format:	Thesis
Language:	English
Published:	2016
Subjects:	H1-99 Social sciences (General)
Online Access:	http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf
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id	my-usm-ep.31686
record_format	uketd_dc
spelling	my-usm-ep.316862019-04-12T05:25:26Z An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank 2016-02 Olubukola Olateju, Adijat H1-99 Social sciences (General) Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau bagaimanapun, kebanyakan dari dasar dan program yang dijalankan telah gagal akibat dari rasuah, halangan-halangan birokrasi, dasar yang tidak konsisten dan kekurangan pemantauan dan penilaian yang berkesan. Ekoran dari itu, kerajaan telah menyedari akan keperluan untuk melaksanakan dasar pro-miskin seperti program bank kewangan mikro (MFB) yang memberi tumpuan kepada kesejahteraan golongan miskin, meningkatkan pembangunan keusahawanan supaya pekerjaan dapat diwujudkan, dan bagi tujuan menjana pembangunan sosio-ekonomi. Kerajaan, melalui Bank Pusat Nigeria (CBN) telah menggalakkan MFB untuk memberi pinjaman kepada Perusahann-perusahaan Mikro, Kecil dan Sederhana (Micro, Small and Medium Enterprises atau MSMEs) dengan perhatian yang lebih kepada perusahaan-perusahaan mikro (ME). Nigeria as a developing country has been facing high rates of poverty over the years. Given this, the government has embarked on many policies and programmes meant to ameliorate the situation. However, most of these policies and programmes have failed due to corruption, bureaucratic bottlenecks, inconsistency in policies, and lack of effective monitoring and evaluation. Hence, the government has realised the need to embark on propoor policies such as Micro-Finance Bank (MFB) programme with focus on the well-being of the poor, enhance entrepreneurship development, so that employment can be generated, and thereby bring about socio-economic development. The government, through the Central Bank of Nigeria (CBN) has encouraged MFB to lend to Micro, Small and Medium Enterprises (MSMEs) with more emphasis on Microenterprises (MEs). 2016-02 Thesis http://eprints.usm.my/31686/ http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf application/pdf en public phd doctoral Universiti Sains Malaysia Pusat Pengajian Sains Kemasyarakatan (School of Social Sciences)
institution	Universiti Sains Malaysia
collection	USM Institutional Repository
language	English
topic	H1-99 Social sciences (General)
spellingShingle	H1-99 Social sciences (General) Olubukola Olateju, Adijat An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
description	Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau bagaimanapun, kebanyakan dari dasar dan program yang dijalankan telah gagal akibat dari rasuah, halangan-halangan birokrasi, dasar yang tidak konsisten dan kekurangan pemantauan dan penilaian yang berkesan. Ekoran dari itu, kerajaan telah menyedari akan keperluan untuk melaksanakan dasar pro-miskin seperti program bank kewangan mikro (MFB) yang memberi tumpuan kepada kesejahteraan golongan miskin, meningkatkan pembangunan keusahawanan supaya pekerjaan dapat diwujudkan, dan bagi tujuan menjana pembangunan sosio-ekonomi. Kerajaan, melalui Bank Pusat Nigeria (CBN) telah menggalakkan MFB untuk memberi pinjaman kepada Perusahann-perusahaan Mikro, Kecil dan Sederhana (Micro, Small and Medium Enterprises atau MSMEs) dengan perhatian yang lebih kepada perusahaan-perusahaan mikro (ME). Nigeria as a developing country has been facing high rates of poverty over the years. Given this, the government has embarked on many policies and programmes meant to ameliorate the situation. However, most of these policies and programmes have failed due to corruption, bureaucratic bottlenecks, inconsistency in policies, and lack of effective monitoring and evaluation. Hence, the government has realised the need to embark on propoor policies such as Micro-Finance Bank (MFB) programme with focus on the well-being of the poor, enhance entrepreneurship development, so that employment can be generated, and thereby bring about socio-economic development. The government, through the Central Bank of Nigeria (CBN) has encouraged MFB to lend to Micro, Small and Medium Enterprises (MSMEs) with more emphasis on Microenterprises (MEs).
format	Thesis
qualification_name	Doctor of Philosophy (PhD.)
qualification_level	Doctorate
author	Olubukola Olateju, Adijat
author_facet	Olubukola Olateju, Adijat
author_sort	Olubukola Olateju, Adijat
title	An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
title_short	An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
title_full	An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
title_fullStr	An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
title_full_unstemmed	An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
title_sort	assessment of the impact of microfinance programme on socioeconomic well-being and business growth of micro entrepreneurs in nigeria: a case study of cowries microfinance bank
granting_institution	Universiti Sains Malaysia
granting_department	Pusat Pengajian Sains Kemasyarakatan (School of Social Sciences)
publishDate	2016
url	http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf
_version_	1747820477270720512

An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank

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