Securing financial resources for small and medium contracting firms in Malaysia

Penyelidik dalam bidang perusahaan kecil dan sederhana (PKS) sering mendalilkan bahawa PKS mempunyai criteria seperti kekurangan modal dan tidak mendapat pembiayaan perkembangan yang setaraf. Kajian ini menyelidiki perbezaan antara pinjaman yang diberikan kepada firma pembinaan bersaiz kecil dan...

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Main Author:	Lau , Anna Siew Lin
Format:	Thesis
Language:	English
Published:	2008
Subjects:	TH1-9745 Building construction
Online Access:	http://eprints.usm.my/35322/1/ANNA_LAU_SIEW_LIN_%28KHK%29_%28NN24%29.pdf
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id	my-usm-ep.35322
record_format	uketd_dc
spelling	my-usm-ep.353222017-07-04T07:22:48Z Securing financial resources for small and medium contracting firms in Malaysia 2008-06 Lau , Anna Siew Lin TH1-9745 Building construction Penyelidik dalam bidang perusahaan kecil dan sederhana (PKS) sering mendalilkan bahawa PKS mempunyai criteria seperti kekurangan modal dan tidak mendapat pembiayaan perkembangan yang setaraf. Kajian ini menyelidiki perbezaan antara pinjaman yang diberikan kepada firma pembinaan bersaiz kecil dan sederhana oleh bank-bank komersil dan agensi-agensi kerajaan. Secara spesifik, ia menyelidik ketersediaan pinjaman yang diberikan oleh bank-bank komersil dan agensi-agensi kerajaan serta ciri-ciri dan prosedur untuk mendapatkan pinjaman tersebut. Selain daripada itu, pinjaman yang digemari dan sebab-sebab pemilihan serta masalah yang dihadapi dalam mendapatkan pinjaman dan pembayaraa balik oleh firma pembinaan bersaiz kecil dan sederhana juga ditinjau. Kedua-dua cara iaitu kualitatif dan kuantitatif digunakan untuk dua populasi sampel yang berbeza iaitu pegawai bank dan kontraktor. Data dikumpulkan melalui 3 cara iaitu temuramah (pegawai bank), borang soal selidik (kontraktor) dan data sekunder. Empat agensi kerajaan dan 13 bank komersil telah ditemubual. Soal selidik dihantar kepada 500 firma bersaiz kecil dan sederhana di seluruh Semenanjung Malaysia dan 51 maklumbalas diterima. Small and medium enterprises (SMEs) researchers often argue that SME are characterised by lack of capital and are unable to access the same kinds of growth funding. It is also indicates that debt capital is the most important capital source for construction firms. This study examines the loan offered by commercial banks and government agencies to small and medium contracting firms. Specifically, it looks into the loan availability offered by commercial banks and government agencies as well as the characteristics and procedures in getting the loan. Additionally, loan preferences and the reasons of preferences as well as the problems faced in obtaining and repaying the loans by the small and medium contracting firms are explored. Both qualitative and quantitative methods were adopted for two different sample populations, i.e. bank officers and contractors. Data was collected and triangulated using interviews (bank officers), postal questionnaires (contractors) and secondary sources. Four government agencies and 13 commercial banks were interviewed. Postal questionnaires were sent out to 500 small and medium contracting firms all over the Peninsular Malaysia, and 51 companies responded. 2008-06 Thesis http://eprints.usm.my/35322/ http://eprints.usm.my/35322/1/ANNA_LAU_SIEW_LIN_%28KHK%29_%28NN24%29.pdf application/pdf en public masters Universiti Sains Malaysia Pusat Pengajian Perumahan, Bangunan & Perancangan (School of Housing, Building & Planning)
institution	Universiti Sains Malaysia
collection	USM Institutional Repository
language	English
topic	TH1-9745 Building construction
spellingShingle	TH1-9745 Building construction Lau , Anna Siew Lin Securing financial resources for small and medium contracting firms in Malaysia
description	Penyelidik dalam bidang perusahaan kecil dan sederhana (PKS) sering mendalilkan bahawa PKS mempunyai criteria seperti kekurangan modal dan tidak mendapat pembiayaan perkembangan yang setaraf. Kajian ini menyelidiki perbezaan antara pinjaman yang diberikan kepada firma pembinaan bersaiz kecil dan sederhana oleh bank-bank komersil dan agensi-agensi kerajaan. Secara spesifik, ia menyelidik ketersediaan pinjaman yang diberikan oleh bank-bank komersil dan agensi-agensi kerajaan serta ciri-ciri dan prosedur untuk mendapatkan pinjaman tersebut. Selain daripada itu, pinjaman yang digemari dan sebab-sebab pemilihan serta masalah yang dihadapi dalam mendapatkan pinjaman dan pembayaraa balik oleh firma pembinaan bersaiz kecil dan sederhana juga ditinjau. Kedua-dua cara iaitu kualitatif dan kuantitatif digunakan untuk dua populasi sampel yang berbeza iaitu pegawai bank dan kontraktor. Data dikumpulkan melalui 3 cara iaitu temuramah (pegawai bank), borang soal selidik (kontraktor) dan data sekunder. Empat agensi kerajaan dan 13 bank komersil telah ditemubual. Soal selidik dihantar kepada 500 firma bersaiz kecil dan sederhana di seluruh Semenanjung Malaysia dan 51 maklumbalas diterima. Small and medium enterprises (SMEs) researchers often argue that SME are characterised by lack of capital and are unable to access the same kinds of growth funding. It is also indicates that debt capital is the most important capital source for construction firms. This study examines the loan offered by commercial banks and government agencies to small and medium contracting firms. Specifically, it looks into the loan availability offered by commercial banks and government agencies as well as the characteristics and procedures in getting the loan. Additionally, loan preferences and the reasons of preferences as well as the problems faced in obtaining and repaying the loans by the small and medium contracting firms are explored. Both qualitative and quantitative methods were adopted for two different sample populations, i.e. bank officers and contractors. Data was collected and triangulated using interviews (bank officers), postal questionnaires (contractors) and secondary sources. Four government agencies and 13 commercial banks were interviewed. Postal questionnaires were sent out to 500 small and medium contracting firms all over the Peninsular Malaysia, and 51 companies responded.
format	Thesis
qualification_level	Master's degree
author	Lau , Anna Siew Lin
author_facet	Lau , Anna Siew Lin
author_sort	Lau , Anna Siew Lin
title	Securing financial resources for small and medium contracting firms in Malaysia
title_short	Securing financial resources for small and medium contracting firms in Malaysia
title_full	Securing financial resources for small and medium contracting firms in Malaysia
title_fullStr	Securing financial resources for small and medium contracting firms in Malaysia
title_full_unstemmed	Securing financial resources for small and medium contracting firms in Malaysia
title_sort	securing financial resources for small and medium contracting firms in malaysia
granting_institution	Universiti Sains Malaysia
granting_department	Pusat Pengajian Perumahan, Bangunan & Perancangan (School of Housing, Building & Planning)
publishDate	2008
url	http://eprints.usm.my/35322/1/ANNA_LAU_SIEW_LIN_%28KHK%29_%28NN24%29.pdf
_version_	1747820581933285376

Securing financial resources for small and medium contracting firms in Malaysia

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