Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan

The need to establish the Shariah Advisory Committee (MPS) in the Islamic banking institutions (IPI) as well as the monitoring by the Bank Negara Malaysia MPS at the national level has made the IPI Shariah governance framework more comprehensive. Nevertheless, the debate on the decisions and practic...

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Main Author: Ismail, Suraya
Format: Thesis
Language:English
Published: 2014
Subjects:
Online Access:http://eprints.usm.my/46245/1/Suraya%20Binti%20Ismail24.pdf
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spelling my-usm-ep.462452020-02-17T07:03:01Z Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan 2014-02 Ismail, Suraya H1-99 Social sciences (General) The need to establish the Shariah Advisory Committee (MPS) in the Islamic banking institutions (IPI) as well as the monitoring by the Bank Negara Malaysia MPS at the national level has made the IPI Shariah governance framework more comprehensive. Nevertheless, the debate on the decisions and practices of Islamic banking products are still ongoing. The question is, why do these disputes arise when the verification and approval on the products are made by competent bodies? Based on the application of two different Shariah concepts in the home financing product that is bai` bithaman ajil (BBA) and musharakah mutanaqisah (MM), this study attempts to examine the implications of the background and thoughts of the members of the MPS on the practice of developing Islamic banking products. The review of the overall background of all MPS members in locally owned IPI were carried out using secondary data obtained from documents while aspects of their thoughts were examined through an empirical study. All data were analyzed using content analysis. The study found that the background of the MPS members were dominant in the field of religious studies followed by areas of Islamic law (Shariah) and the field of Islamic transactions (muamalat). In terms of experience, only 11.1 per cent of the members have served in MPS for a period 10 years and more and most of them are from the education sector. An analysis of the application of the Shariah concept in home financing shows the MM concept is more acceptable than the BBA concept. 2014-02 Thesis http://eprints.usm.my/46245/ http://eprints.usm.my/46245/1/Suraya%20Binti%20Ismail24.pdf application/pdf en public phd doctoral Universiti Sains Malaysia Pusat Pengajian Sains Kemasyarakatan
institution Universiti Sains Malaysia
collection USM Institutional Repository
language English
topic H1-99 Social sciences (General)
spellingShingle H1-99 Social sciences (General)
Ismail, Suraya
Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
description The need to establish the Shariah Advisory Committee (MPS) in the Islamic banking institutions (IPI) as well as the monitoring by the Bank Negara Malaysia MPS at the national level has made the IPI Shariah governance framework more comprehensive. Nevertheless, the debate on the decisions and practices of Islamic banking products are still ongoing. The question is, why do these disputes arise when the verification and approval on the products are made by competent bodies? Based on the application of two different Shariah concepts in the home financing product that is bai` bithaman ajil (BBA) and musharakah mutanaqisah (MM), this study attempts to examine the implications of the background and thoughts of the members of the MPS on the practice of developing Islamic banking products. The review of the overall background of all MPS members in locally owned IPI were carried out using secondary data obtained from documents while aspects of their thoughts were examined through an empirical study. All data were analyzed using content analysis. The study found that the background of the MPS members were dominant in the field of religious studies followed by areas of Islamic law (Shariah) and the field of Islamic transactions (muamalat). In terms of experience, only 11.1 per cent of the members have served in MPS for a period 10 years and more and most of them are from the education sector. An analysis of the application of the Shariah concept in home financing shows the MM concept is more acceptable than the BBA concept.
format Thesis
qualification_name Doctor of Philosophy (PhD.)
qualification_level Doctorate
author Ismail, Suraya
author_facet Ismail, Suraya
author_sort Ismail, Suraya
title Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
title_short Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
title_full Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
title_fullStr Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
title_full_unstemmed Latar Belakang Dan Pemikiran Ahli Majlis Penasihat Syariah (Mps) Di Malaysia Dan Implikasinya Terhadap Pembinaan Produk Pembiayaan Perumahan
title_sort latar belakang dan pemikiran ahli majlis penasihat syariah (mps) di malaysia dan implikasinya terhadap pembinaan produk pembiayaan perumahan
granting_institution Universiti Sains Malaysia
granting_department Pusat Pengajian Sains Kemasyarakatan
publishDate 2014
url http://eprints.usm.my/46245/1/Suraya%20Binti%20Ismail24.pdf
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