Saving Determinants Among Career Women In Private Sectors In Penang

This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average...

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Main Author:	Sulaiman, Nur Shazlina Haji Mohd
Format:	Thesis
Language:	English
Published:	2019
Subjects:	QD1-999 Chemistry
Online Access:	http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf
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id	my-usm-ep.46626
record_format	uketd_dc
spelling	my-usm-ep.466262020-06-26T07:46:08Z Saving Determinants Among Career Women In Private Sectors In Penang 2019 Sulaiman, Nur Shazlina Haji Mohd QD1-999 Chemistry This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average compared to men. As such, their livelihood after retirement may be jeopardized given the escalating prices of necessary items and healthcare expenses. This research analyze the saving characteristics which involves socio demographic comparisons and types of saving or investment instrument used by career women in Penang in order to save for their future. An identification of investment instruments, the level of savings and women’s tendency to save for the future and for rainy days will help them to prepare for the uncertainties that life has to offer. This is because women have lower rate of participation in retirement plans as compared to men and are more likely to be living in poverty during retirement. Findings from this study can be beneficial to many quarters apart from the women themselves because they are too dependent on their spouse in planning for their retirement. Saving characteristics such as types of saving, percentage of monthly saving and the tendency to save will be taken into consideration in analysing and having a better understanding on the saving characteristics of the career women. In this research quantitative method has been conducted. Questionnaires were distributed to women working in service and manufacturing industries which are the two most dominant industries in Penang. 2019 Thesis http://eprints.usm.my/46626/ http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf application/pdf en public masters Universiti Sains Malaysia Pusat Pengajian Sains Kimia
institution	Universiti Sains Malaysia
collection	USM Institutional Repository
language	English
topic	QD1-999 Chemistry
spellingShingle	QD1-999 Chemistry Sulaiman, Nur Shazlina Haji Mohd Saving Determinants Among Career Women In Private Sectors In Penang
description	This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average compared to men. As such, their livelihood after retirement may be jeopardized given the escalating prices of necessary items and healthcare expenses. This research analyze the saving characteristics which involves socio demographic comparisons and types of saving or investment instrument used by career women in Penang in order to save for their future. An identification of investment instruments, the level of savings and women’s tendency to save for the future and for rainy days will help them to prepare for the uncertainties that life has to offer. This is because women have lower rate of participation in retirement plans as compared to men and are more likely to be living in poverty during retirement. Findings from this study can be beneficial to many quarters apart from the women themselves because they are too dependent on their spouse in planning for their retirement. Saving characteristics such as types of saving, percentage of monthly saving and the tendency to save will be taken into consideration in analysing and having a better understanding on the saving characteristics of the career women. In this research quantitative method has been conducted. Questionnaires were distributed to women working in service and manufacturing industries which are the two most dominant industries in Penang.
format	Thesis
qualification_level	Master's degree
author	Sulaiman, Nur Shazlina Haji Mohd
author_facet	Sulaiman, Nur Shazlina Haji Mohd
author_sort	Sulaiman, Nur Shazlina Haji Mohd
title	Saving Determinants Among Career Women In Private Sectors In Penang
title_short	Saving Determinants Among Career Women In Private Sectors In Penang
title_full	Saving Determinants Among Career Women In Private Sectors In Penang
title_fullStr	Saving Determinants Among Career Women In Private Sectors In Penang
title_full_unstemmed	Saving Determinants Among Career Women In Private Sectors In Penang
title_sort	saving determinants among career women in private sectors in penang
granting_institution	Universiti Sains Malaysia
granting_department	Pusat Pengajian Sains Kimia
publishDate	2019
url	http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf
_version_	1747821699632463872

Saving Determinants Among Career Women In Private Sectors In Penang

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