Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme

This study attempted to identify the determinant of repayment behaviour from Islamic microfinance programmes in Malaysia. Based on theory of reinforcement which was supported by the theory of behaviour and asymmetric information theory, as well as past related studies, 5 hypotheses were established...

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Main Author:	Abu Hassan, Mohamad Hanif
Format:	Thesis
Language:	English
Published:	2021
Subjects:	HG1-9999 Finance
Online Access:	http://eprints.usm.my/53482/1/MOHAMAD%20HANIF%20BIN%20ABU%20HASSAN%20-%20TESIS.pdf%20cut.pdf
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id	my-usm-ep.53482
record_format	uketd_dc
spelling	my-usm-ep.534822022-07-20T07:50:01Z Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme 2021-01 Abu Hassan, Mohamad Hanif HG1-9999 Finance This study attempted to identify the determinant of repayment behaviour from Islamic microfinance programmes in Malaysia. Based on theory of reinforcement which was supported by the theory of behaviour and asymmetric information theory, as well as past related studies, 5 hypotheses were established in this study. The results of the analysis showed that borrowers’ repayment behaviour were affected by their characteristics and accountability. Moreover, religiosity and business performance did not have a significant direct relationship with repayment behaviour. This research also found that accountability played a significant positive role as a mediator between borrower characteristic (financial strength, religiosity, understanding contract, and business performance) and repayment behaviour. 2021-01 Thesis http://eprints.usm.my/53482/ http://eprints.usm.my/53482/1/MOHAMAD%20HANIF%20BIN%20ABU%20HASSAN%20-%20TESIS.pdf%20cut.pdf application/pdf en public phd doctoral Universiti Sains Malaysia Pusat Pengajian Siswazah Perniagaan (Graduate School of Business)
institution	Universiti Sains Malaysia
collection	USM Institutional Repository
language	English
topic	HG1-9999 Finance
spellingShingle	HG1-9999 Finance Abu Hassan, Mohamad Hanif Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
description	This study attempted to identify the determinant of repayment behaviour from Islamic microfinance programmes in Malaysia. Based on theory of reinforcement which was supported by the theory of behaviour and asymmetric information theory, as well as past related studies, 5 hypotheses were established in this study. The results of the analysis showed that borrowers’ repayment behaviour were affected by their characteristics and accountability. Moreover, religiosity and business performance did not have a significant direct relationship with repayment behaviour. This research also found that accountability played a significant positive role as a mediator between borrower characteristic (financial strength, religiosity, understanding contract, and business performance) and repayment behaviour.
format	Thesis
qualification_name	Doctor of Philosophy (PhD.)
qualification_level	Doctorate
author	Abu Hassan, Mohamad Hanif
author_facet	Abu Hassan, Mohamad Hanif
author_sort	Abu Hassan, Mohamad Hanif
title	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
title_short	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
title_full	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
title_fullStr	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
title_full_unstemmed	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme
title_sort	determinants of repayment behaviour in islamic microfinancing: the case of rural economy funding scheme
granting_institution	Universiti Sains Malaysia
granting_department	Pusat Pengajian Siswazah Perniagaan (Graduate School of Business)
publishDate	2021
url	http://eprints.usm.my/53482/1/MOHAMAD%20HANIF%20BIN%20ABU%20HASSAN%20-%20TESIS.pdf%20cut.pdf
_version_	1747822246659883008

Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme

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