The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan

The concept of financial numeracy has been defined in literature as the combination of financial capacity and financial knowledge. Islamic banking is growing rapidly in the world as it is Riba-free and is the alternate of Riba-based conventional banking system. 96 percent population is Muslim in Pak...

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Main Author:	Ansari, Sanaullah
Format:	Thesis
Language:	English
Published:	2022
Subjects:	HG1-9999 Finance
Online Access:	http://eprints.usm.my/59129/1/SANAULLAH%20ANSARI%20-%20TESIS%20cut.pdf
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id	my-usm-ep.59129
record_format	uketd_dc
spelling	my-usm-ep.591292023-08-15T02:12:50Z The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan 2022-07 Ansari, Sanaullah HG1-9999 Finance The concept of financial numeracy has been defined in literature as the combination of financial capacity and financial knowledge. Islamic banking is growing rapidly in the world as it is Riba-free and is the alternate of Riba-based conventional banking system. 96 percent population is Muslim in Pakistan, majority of them did not join conventional banking system due to Riba (Interest). Due to this reason, they could not take their right financial decision to avail any financial product of conventional or Islamic bank. 5 Islamic and 17 conventional banks are offering Islamic banking products and services in Pakistan since 2002, the customers are still unaware about the practicality of these products and services. Therefore, the objectives of this study are to identify and analyze the level of financial capacity, level of financial knowledge and level of religiosity among customers of Islamic banks in Pakistan for joining Islamic banking industry. Further, the impact of financial numeracy and religiosity on financial decision by Islamic banking customers is also analyzed. 500 respondents were selected from Islamic banks in major cities of Pakistan including Islamabad, Rawalpindi, Karachi, Lahore, and Faisalabad to give their answers of a questionnaire. The responses were analyzed with the help of Statistical Package for Social Sciences (SPSS) and Analysis of Moment Structures (AMOS). 2022-07 Thesis http://eprints.usm.my/59129/ http://eprints.usm.my/59129/1/SANAULLAH%20ANSARI%20-%20TESIS%20cut.pdf application/pdf en public phd doctoral Universiti Sains Malaysia Pusat Kajian Pengurusan Pembanggunan Islam
institution	Universiti Sains Malaysia
collection	USM Institutional Repository
language	English
topic	HG1-9999 Finance
spellingShingle	HG1-9999 Finance Ansari, Sanaullah The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
description	The concept of financial numeracy has been defined in literature as the combination of financial capacity and financial knowledge. Islamic banking is growing rapidly in the world as it is Riba-free and is the alternate of Riba-based conventional banking system. 96 percent population is Muslim in Pakistan, majority of them did not join conventional banking system due to Riba (Interest). Due to this reason, they could not take their right financial decision to avail any financial product of conventional or Islamic bank. 5 Islamic and 17 conventional banks are offering Islamic banking products and services in Pakistan since 2002, the customers are still unaware about the practicality of these products and services. Therefore, the objectives of this study are to identify and analyze the level of financial capacity, level of financial knowledge and level of religiosity among customers of Islamic banks in Pakistan for joining Islamic banking industry. Further, the impact of financial numeracy and religiosity on financial decision by Islamic banking customers is also analyzed. 500 respondents were selected from Islamic banks in major cities of Pakistan including Islamabad, Rawalpindi, Karachi, Lahore, and Faisalabad to give their answers of a questionnaire. The responses were analyzed with the help of Statistical Package for Social Sciences (SPSS) and Analysis of Moment Structures (AMOS).
format	Thesis
qualification_name	Doctor of Philosophy (PhD.)
qualification_level	Doctorate
author	Ansari, Sanaullah
author_facet	Ansari, Sanaullah
author_sort	Ansari, Sanaullah
title	The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
title_short	The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
title_full	The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
title_fullStr	The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
title_full_unstemmed	The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan
title_sort	relationship between financial numeracy, religiosity and financial decision among islamic banking customers in pakistan
granting_institution	Universiti Sains Malaysia
granting_department	Pusat Kajian Pengurusan Pembanggunan Islam
publishDate	2022
url	http://eprints.usm.my/59129/1/SANAULLAH%20ANSARI%20-%20TESIS%20cut.pdf
_version_	1776101251980722176

The Relationship Between Financial Numeracy, Religiosity And Financial Decision Among Islamic Banking Customers In Pakistan

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