Customer loyalty toward internet banking in Nigeria

The increasing usage of internet banking service among Nigerians has made competition fiercer among internet banking providers. This is as a result of easy accessibility of information about banking activities which enable the customer to easily compare various banks product and thereby easily defle...

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Main Author: Ogiri, Ibrahim Aishatu
Format: Thesis
Language:English
Published: 2014
Subjects:
Online Access:http://eprints.utm.my/id/eprint/53663/25/IbrahimAishatuOgiriMFM2014.pdf
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spelling my-utm-ep.536632020-09-01T01:38:28Z Customer loyalty toward internet banking in Nigeria 2014-08 Ogiri, Ibrahim Aishatu HD28 Management. Industrial Management The increasing usage of internet banking service among Nigerians has made competition fiercer among internet banking providers. This is as a result of easy accessibility of information about banking activities which enable the customer to easily compare various banks product and thereby easily deflecting from one bank to another, resulting in diminishing customer loyalty. This results in retail banks continually working hard to make new innovations or improve their internet banking services in order to make their bank a better choice for customer as well as to retain them. Customer loyalty has been identified by researcher as an important yardstick for the survival and profitability of e-commerce. The purpose of this study is to investigate the influence of trust, satisfaction, reputation, commitment and website quality on customer e-loyalty, to identify the most essential factor influencing customer e-loyalty and to investigate the impact of gender, age, education and technophobia as moderators on the relationship between the dependent variable and the independent variables. Two hundred questionnaires were distributed to the sample population. One hundred sixty nine questionnaires were used for the data analysis. Multiple regressions analysis was used to analyse the data. The results of the study revealed that reputation, satisfaction, trust and commitment have a positive influence on customer e-loyalty towards internet banking. However, multiple regression results showed that website quality has an insignificant influence on customer e-loyalty towards internet banking. The result further showed that reputation is most essential in building customer e-loyalty followed by satisfaction, trust and commitment. 2014-08 Thesis http://eprints.utm.my/id/eprint/53663/ http://eprints.utm.my/id/eprint/53663/25/IbrahimAishatuOgiriMFM2014.pdf application/pdf en public http://dms.library.utm.my:8080/vital/access/manager/Repository/vital:85563 masters Universiti Teknologi Malaysia, Faculty of Management Faculty of Management
institution Universiti Teknologi Malaysia
collection UTM Institutional Repository
language English
topic HD28 Management
Industrial Management
spellingShingle HD28 Management
Industrial Management
Ogiri, Ibrahim Aishatu
Customer loyalty toward internet banking in Nigeria
description The increasing usage of internet banking service among Nigerians has made competition fiercer among internet banking providers. This is as a result of easy accessibility of information about banking activities which enable the customer to easily compare various banks product and thereby easily deflecting from one bank to another, resulting in diminishing customer loyalty. This results in retail banks continually working hard to make new innovations or improve their internet banking services in order to make their bank a better choice for customer as well as to retain them. Customer loyalty has been identified by researcher as an important yardstick for the survival and profitability of e-commerce. The purpose of this study is to investigate the influence of trust, satisfaction, reputation, commitment and website quality on customer e-loyalty, to identify the most essential factor influencing customer e-loyalty and to investigate the impact of gender, age, education and technophobia as moderators on the relationship between the dependent variable and the independent variables. Two hundred questionnaires were distributed to the sample population. One hundred sixty nine questionnaires were used for the data analysis. Multiple regressions analysis was used to analyse the data. The results of the study revealed that reputation, satisfaction, trust and commitment have a positive influence on customer e-loyalty towards internet banking. However, multiple regression results showed that website quality has an insignificant influence on customer e-loyalty towards internet banking. The result further showed that reputation is most essential in building customer e-loyalty followed by satisfaction, trust and commitment.
format Thesis
qualification_level Master's degree
author Ogiri, Ibrahim Aishatu
author_facet Ogiri, Ibrahim Aishatu
author_sort Ogiri, Ibrahim Aishatu
title Customer loyalty toward internet banking in Nigeria
title_short Customer loyalty toward internet banking in Nigeria
title_full Customer loyalty toward internet banking in Nigeria
title_fullStr Customer loyalty toward internet banking in Nigeria
title_full_unstemmed Customer loyalty toward internet banking in Nigeria
title_sort customer loyalty toward internet banking in nigeria
granting_institution Universiti Teknologi Malaysia, Faculty of Management
granting_department Faculty of Management
publishDate 2014
url http://eprints.utm.my/id/eprint/53663/25/IbrahimAishatuOgiriMFM2014.pdf
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