Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan

Housing affordability has become a global crisis for most prospective homebuyers especially those who are living in the cities across the world. In Malaysia, the decline in home ownership mostly occurred among the middle-income earners (M40) who live in the main cities due to the current house price...

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Main Author:	Yusof, Nurul Wahidah
Format:	Thesis
Language:	English
Published:	2020
Subjects:	TX955-985 Building management
Online Access:	http://eprints.utm.my/id/eprint/96705/1/NurulWahidahYusofMFABU2020.pdf.pdf
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id	my-utm-ep.96705
record_format	uketd_dc
spelling	my-utm-ep.967052022-08-17T07:43:46Z Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan 2020 Yusof, Nurul Wahidah TX955-985 Building management Housing affordability has become a global crisis for most prospective homebuyers especially those who are living in the cities across the world. In Malaysia, the decline in home ownership mostly occurred among the middle-income earners (M40) who live in the main cities due to the current house prices which is higher than the median-3 home market prices (Affordable Homes). The Malaysian Government in its effort to address this crisis has introduced and implemented various home financing initiative to assist these targeted group to own a house. However, what is the effectiveness of these finanncing initiative towards solving this crisis. In light of this, we have been conducted this study to evaluate the perception of the middle-income earners (M40) on the home financing initiatives implemented by the Government. Quantitative methodology is applied in this study by gathering feedbacks through questionnaire survey to over 356 respondents which consists the middle-income earners (M40) staying within Shah Alam, Petaling District, Selangor. The outcome of this study found that the home financing initiatives was indeed effective and has benefited its target market. In addition, this study could be a useful source of reference to the relevant organisations in developing the housing sector in Malaysia and to improve the existing policy for the benefit of all future homeowners especially the middle-income earners (M40). 2020 Thesis http://eprints.utm.my/id/eprint/96705/ http://eprints.utm.my/id/eprint/96705/1/NurulWahidahYusofMFABU2020.pdf.pdf application/pdf en public http://dms.library.utm.my:8080/vital/access/manager/Repository/vital:142794 masters Universiti Teknologi Malaysia Faculty of Built Environment & Surveying
institution	Universiti Teknologi Malaysia
collection	UTM Institutional Repository
language	English
topic	TX955-985 Building management
spellingShingle	TX955-985 Building management Yusof, Nurul Wahidah Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
description	Housing affordability has become a global crisis for most prospective homebuyers especially those who are living in the cities across the world. In Malaysia, the decline in home ownership mostly occurred among the middle-income earners (M40) who live in the main cities due to the current house prices which is higher than the median-3 home market prices (Affordable Homes). The Malaysian Government in its effort to address this crisis has introduced and implemented various home financing initiative to assist these targeted group to own a house. However, what is the effectiveness of these finanncing initiative towards solving this crisis. In light of this, we have been conducted this study to evaluate the perception of the middle-income earners (M40) on the home financing initiatives implemented by the Government. Quantitative methodology is applied in this study by gathering feedbacks through questionnaire survey to over 356 respondents which consists the middle-income earners (M40) staying within Shah Alam, Petaling District, Selangor. The outcome of this study found that the home financing initiatives was indeed effective and has benefited its target market. In addition, this study could be a useful source of reference to the relevant organisations in developing the housing sector in Malaysia and to improve the existing policy for the benefit of all future homeowners especially the middle-income earners (M40).
format	Thesis
qualification_level	Master's degree
author	Yusof, Nurul Wahidah
author_facet	Yusof, Nurul Wahidah
author_sort	Yusof, Nurul Wahidah
title	Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
title_short	Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
title_full	Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
title_fullStr	Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
title_full_unstemmed	Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan
title_sort	persepsi golongan berpendapatan sederhana (m40) terhadap inisiatif pembiayaan perumahan
granting_institution	Universiti Teknologi Malaysia
granting_department	Faculty of Built Environment & Surveying
publishDate	2020
url	http://eprints.utm.my/id/eprint/96705/1/NurulWahidahYusofMFABU2020.pdf.pdf
_version_	1747818678343172096

Persepsi golongan berpendapatan sederhana (M40) terhadap inisiatif pembiayaan perumahan

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