Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank

Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank

Lately, the demand for housing becomes increasing due to the increasing of their life style and increasing of the population. Due to that, financial institution in Malaysia was competing each others in offering housing loan/house financing to the customer. Financial institution in Malaysia has divid...

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Main Author: Noorul Hafizah, Hashim
Format: Thesis
Language:eng
eng
Published: 2007
Subjects:
HD Industries
Land use
Labor.
Online Access:https://etd.uum.edu.my/1/1/Noorul_Hafizah.pdf
https://etd.uum.edu.my/1/2/Noorul_Hafizah.pdf
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institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
topic HD Industries
Land use
Labor.
spellingShingle HD Industries
Land use
Labor.
Noorul Hafizah, Hashim
Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
description Lately, the demand for housing becomes increasing due to the increasing of their life style and increasing of the population. Due to that, financial institution in Malaysia was competing each others in offering housing loan/house financing to the customer. Financial institution in Malaysia has divided into two major systems which is Conventional system and Islamic system, so, this financing also divided into two which are housing loan for conventional and house financing in Islamic. Net interest margin is using as a proxy to housing loan/house financing interest rate. Thus, the purpose of this study is to investigate the factors considered by banks in determining housing loan/house financing price; comparative evaluation between Conventional Bank and Islamic Bank. To achieve the objective, this dissertation employs the convergent interview and regression of the model. This dissertation have been used a SPSS version 10 as analysis technique to analyzed data. From this analysis, the result suggested that have 8 factors considered by the bank in determining housing loan/house financing price.
format Thesis
qualification_name masters
qualification_level Master's degree
author Noorul Hafizah, Hashim
author_facet Noorul Hafizah, Hashim
author_sort Noorul Hafizah, Hashim
title Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
title_short Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
title_full Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
title_fullStr Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
title_full_unstemmed Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank
title_sort factor affecting housing loan/house financing pricing; comparative evaluation between conventional bank and islamic bank
granting_institution Universiti Utara Malaysia
granting_department College of Business (COB)
publishDate 2007
url https://etd.uum.edu.my/1/1/Noorul_Hafizah.pdf
https://etd.uum.edu.my/1/2/Noorul_Hafizah.pdf
_version_ 1747826827809783808
spelling my-uum-etd.12021-02-11T05:05:01Z Factor Affecting Housing Loan/House Financing Pricing; Comparative Evaluation Between Conventional Bank And Islamic Bank 2007 Noorul Hafizah, Hashim College of Business (COB) Fakulti Kewangan dan Perbankan HD Industries. Land use. Labor. Lately, the demand for housing becomes increasing due to the increasing of their life style and increasing of the population. Due to that, financial institution in Malaysia was competing each others in offering housing loan/house financing to the customer. Financial institution in Malaysia has divided into two major systems which is Conventional system and Islamic system, so, this financing also divided into two which are housing loan for conventional and house financing in Islamic. Net interest margin is using as a proxy to housing loan/house financing interest rate. Thus, the purpose of this study is to investigate the factors considered by banks in determining housing loan/house financing price; comparative evaluation between Conventional Bank and Islamic Bank. To achieve the objective, this dissertation employs the convergent interview and regression of the model. This dissertation have been used a SPSS version 10 as analysis technique to analyzed data. From this analysis, the result suggested that have 8 factors considered by the bank in determining housing loan/house financing price. 2007 Thesis https://etd.uum.edu.my/1/ https://etd.uum.edu.my/1/1/Noorul_Hafizah.pdf text eng validuser https://etd.uum.edu.my/1/2/Noorul_Hafizah.pdf text eng public masters masters Universiti Utara Malaysia Abdul Halim Abdul Hamid & Norizaton Azmin Mohd Nordin A Study on Islamic Banking Education Experience and The Strategy for the New Millenium - A Malaysian Evidence. International Journal of Islamic Financial Services Vol. 2 No.4 Abdus Samad and M. 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