Factors influencing impaired financing rate of Malaysian Islamic banks

Impaired financing rate is one of the important factors in determining the performance of an Islamic bank. Islamic banks are at risk if they experience high rate of impaired financing. Referring to the impaired financing rate recorded by 16 Islamic banks in Malaysia from 2009 to 2018, it shows a flu...

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Main Author:	Nur Nadhirah, Ismail
Format:	Thesis
Language:	eng eng
Published:	2021
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/10008/1/s826549_01.pdf https://etd.uum.edu.my/10008/2/s826549_02.pdf
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id	my-uum-etd.10008
record_format	uketd_dc
spelling	my-uum-etd.100082024-06-23T02:46:19Z Factors influencing impaired financing rate of Malaysian Islamic banks 2021 Nur Nadhirah, Ismail Abdul Rahim, Ahmad Khilmy College of Business (COB) College of Business HG Finance Impaired financing rate is one of the important factors in determining the performance of an Islamic bank. Islamic banks are at risk if they experience high rate of impaired financing. Referring to the impaired financing rate recorded by 16 Islamic banks in Malaysia from 2009 to 2018, it shows a fluctuation within the years. Impaired financing could affect the overall financial performance of Islamic banks in Malaysia and Malaysia’s economic growth. This paper studies factors which could influence the impaired financing rate of Malaysian Islamic banks by using Financial Intermediation theory. This research intends to investigate the relationship between Impaired Financing (IF) with the factors of financing growth (FGROWTH), unemployment rate (UR), growth of Gross Domestic Product (GDP) and Inflation Rate (INF). This paper focused on the secondary data of 16 Islamic banks in Malaysia which period from 2009 to 2018 (total of 160 observations). The financial report of individual Islamic banks’ report, Fitch Connect and Global Economy Database was used and analysed using several analysis: Descriptive Statistic, Correlation Analysis, Diagnostic Test, Panel Data and Multiple Regression Analysis. The result shows FGROWTH and GDP influenced the impaired financing rate of Malaysian Islamic banks. Meanwhile, UR and INF show insignificant relationship towards the impaired financing rate in Malaysian Islamic banks. 2021 Thesis https://etd.uum.edu.my/10008/ https://etd.uum.edu.my/10008/1/s826549_01.pdf text eng public https://etd.uum.edu.my/10008/2/s826549_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdul Rahim, Ahmad Khilmy
topic	HG Finance
spellingShingle	HG Finance Nur Nadhirah, Ismail Factors influencing impaired financing rate of Malaysian Islamic banks
description	Impaired financing rate is one of the important factors in determining the performance of an Islamic bank. Islamic banks are at risk if they experience high rate of impaired financing. Referring to the impaired financing rate recorded by 16 Islamic banks in Malaysia from 2009 to 2018, it shows a fluctuation within the years. Impaired financing could affect the overall financial performance of Islamic banks in Malaysia and Malaysia’s economic growth. This paper studies factors which could influence the impaired financing rate of Malaysian Islamic banks by using Financial Intermediation theory. This research intends to investigate the relationship between Impaired Financing (IF) with the factors of financing growth (FGROWTH), unemployment rate (UR), growth of Gross Domestic Product (GDP) and Inflation Rate (INF). This paper focused on the secondary data of 16 Islamic banks in Malaysia which period from 2009 to 2018 (total of 160 observations). The financial report of individual Islamic banks’ report, Fitch Connect and Global Economy Database was used and analysed using several analysis: Descriptive Statistic, Correlation Analysis, Diagnostic Test, Panel Data and Multiple Regression Analysis. The result shows FGROWTH and GDP influenced the impaired financing rate of Malaysian Islamic banks. Meanwhile, UR and INF show insignificant relationship towards the impaired financing rate in Malaysian Islamic banks.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Nur Nadhirah, Ismail
author_facet	Nur Nadhirah, Ismail
author_sort	Nur Nadhirah, Ismail
title	Factors influencing impaired financing rate of Malaysian Islamic banks
title_short	Factors influencing impaired financing rate of Malaysian Islamic banks
title_full	Factors influencing impaired financing rate of Malaysian Islamic banks
title_fullStr	Factors influencing impaired financing rate of Malaysian Islamic banks
title_full_unstemmed	Factors influencing impaired financing rate of Malaysian Islamic banks
title_sort	factors influencing impaired financing rate of malaysian islamic banks
granting_institution	Universiti Utara Malaysia
granting_department	College of Business (COB)
publishDate	2021
url	https://etd.uum.edu.my/10008/1/s826549_01.pdf https://etd.uum.edu.my/10008/2/s826549_02.pdf
_version_	1804888181816950784

Factors influencing impaired financing rate of Malaysian Islamic banks

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