Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to...
محفوظ في:
| المؤلف الرئيسي: | |
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| التنسيق: | أطروحة |
| اللغة: | eng eng eng |
| منشور في: |
2019
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| الوصول للمادة أونلاين: | https://etd.uum.edu.my/10075/1/s823630_01.pdf https://etd.uum.edu.my/10075/2/s823630_02.pdf https://etd.uum.edu.my/10075/3/s823630_references.docx |
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my-uum-etd.100752023-03-15T01:59:27Z Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah 2019 Wan Anis, Wan Mohd Assrudin Abdul Muin, Mohd Adib Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business BP174 The practice of Islam HD28-70 Management. Industrial Management HG Finance Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing. 2019 Thesis https://etd.uum.edu.my/10075/ https://etd.uum.edu.my/10075/1/s823630_01.pdf text eng public https://etd.uum.edu.my/10075/2/s823630_02.pdf text eng public https://etd.uum.edu.my/10075/3/s823630_references.docx text eng public other masters Universiti Utara Malaysia |
| institution |
Universiti Utara Malaysia |
| collection |
UUM ETD |
| language |
eng eng eng |
| advisor |
Abdul Muin, Mohd Adib |
| topic |
BP174 The practice of Islam BP174 The practice of Islam HG Finance |
| spellingShingle |
BP174 The practice of Islam BP174 The practice of Islam HG Finance Wan Anis, Wan Mohd Assrudin Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| description |
Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing. |
| format |
Thesis |
| qualification_name |
other |
| qualification_level |
Master's degree |
| author |
Wan Anis, Wan Mohd Assrudin |
| author_facet |
Wan Anis, Wan Mohd Assrudin |
| author_sort |
Wan Anis, Wan Mohd Assrudin |
| title |
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| title_short |
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| title_full |
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| title_fullStr |
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| title_full_unstemmed |
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah |
| title_sort |
determinants of individual’s intention to use islamic personal financing among policemen in kedah |
| granting_institution |
Universiti Utara Malaysia |
| granting_department |
Othman Yeop Abdullah Graduate School of Business |
| publishDate |
2019 |
| url |
https://etd.uum.edu.my/10075/1/s823630_01.pdf https://etd.uum.edu.my/10075/2/s823630_02.pdf https://etd.uum.edu.my/10075/3/s823630_references.docx |
| _version_ |
1776103726393589760 |