Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah

Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to...

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Main Author:	Wan Anis, Wan Mohd Assrudin
Format:	Thesis
Language:	eng eng eng
Published:	2019
Subjects:	BP174 The practice of Islam HG Finance
Online Access:	https://etd.uum.edu.my/10075/1/s823630_01.pdf https://etd.uum.edu.my/10075/2/s823630_02.pdf https://etd.uum.edu.my/10075/3/s823630_references.docx
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id	my-uum-etd.10075
record_format	uketd_dc
spelling	my-uum-etd.100752023-03-15T01:59:27Z Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah 2019 Wan Anis, Wan Mohd Assrudin Abdul Muin, Mohd Adib Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business BP174 The practice of Islam HD28-70 Management. Industrial Management HG Finance Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing. 2019 Thesis https://etd.uum.edu.my/10075/ https://etd.uum.edu.my/10075/1/s823630_01.pdf text eng public https://etd.uum.edu.my/10075/2/s823630_02.pdf text eng public https://etd.uum.edu.my/10075/3/s823630_references.docx text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng eng
advisor	Abdul Muin, Mohd Adib
topic	BP174 The practice of Islam BP174 The practice of Islam HG Finance
spellingShingle	BP174 The practice of Islam BP174 The practice of Islam HG Finance Wan Anis, Wan Mohd Assrudin Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
description	Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Wan Anis, Wan Mohd Assrudin
author_facet	Wan Anis, Wan Mohd Assrudin
author_sort	Wan Anis, Wan Mohd Assrudin
title	Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_short	Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_full	Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_fullStr	Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_full_unstemmed	Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_sort	determinants of individual’s intention to use islamic personal financing among policemen in kedah
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2019
url	https://etd.uum.edu.my/10075/1/s823630_01.pdf https://etd.uum.edu.my/10075/2/s823630_02.pdf https://etd.uum.edu.my/10075/3/s823630_references.docx
_version_	1776103726393589760

Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah

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