Financing growth determinants of Malaysian Islamic banks

Financing growth determinants of Malaysian Islamic banks

Financing growth is very important in revealing the financial performance of the banking sector. However, Islamic banking in Malaysia had recorded the performance of the financing growth from the year 2009 to 2018 and the results showed the declination in certain years that may lead to poor financia...

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Main Author: Nur Mahirah, Yahaya
Format: Thesis
Language:eng
eng
eng
Published: 2020
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/10111/1/s825517_01.pdf
https://etd.uum.edu.my/10111/2/s825517_02.pdf
https://etd.uum.edu.my/10111/3/s825517_references.docx
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spelling my-uum-etd.101112024-03-19T00:49:19Z Financing growth determinants of Malaysian Islamic banks 2020 Nur Mahirah, Yahaya Bahaman, Muhamad Abrar Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance Financing growth is very important in revealing the financial performance of the banking sector. However, Islamic banking in Malaysia had recorded the performance of the financing growth from the year 2009 to 2018 and the results showed the declination in certain years that may lead to poor financial performance for the Malaysian Islamic banks. Hence, the main purpose for this research is to investigate the relationship between financing growth (FGROWTH) and its determinants such as impaired financing (IF), bank size (SIZE), bank capital (CAP), return on asset (ROA), inflation (INF), gross domestic product (GDP) and base financing rate (BFR). The research explains the theory of financial intermediation where Islamic banking channels funds from the surplus units (SFUs) to deficit units (DFUs). In this research, the secondary data from 16 Islamic banks in Malaysia for 10 years which from 2009 to 2018 period (160 observations) was used. This research analyzes the findings from the data via descriptive statistics, correlation analysis, diagnostic test (multicollinearity test, homoscedasticity test and autocorrelation), panel data test, regression analysis. The study come out with the result that there is positive relationships between GDP, SIZE, and ROA with FGROWTH. Meanwhile, the other factors such as BFR, INF, IF and CAP shows the negative relationship towards FGROWTH. Therefore, the research comes out with the recommendation to ensure that the financing growth rate shows the increasing trend over a year. 2020 Thesis https://etd.uum.edu.my/10111/ https://etd.uum.edu.my/10111/1/s825517_01.pdf text eng public https://etd.uum.edu.my/10111/2/s825517_02.pdf text eng public https://etd.uum.edu.my/10111/3/s825517_references.docx text eng public other masters Universiti Utara Malaysia
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
eng
advisor Bahaman, Muhamad Abrar
topic HG Finance
spellingShingle HG Finance
Nur Mahirah, Yahaya
Financing growth determinants of Malaysian Islamic banks
description Financing growth is very important in revealing the financial performance of the banking sector. However, Islamic banking in Malaysia had recorded the performance of the financing growth from the year 2009 to 2018 and the results showed the declination in certain years that may lead to poor financial performance for the Malaysian Islamic banks. Hence, the main purpose for this research is to investigate the relationship between financing growth (FGROWTH) and its determinants such as impaired financing (IF), bank size (SIZE), bank capital (CAP), return on asset (ROA), inflation (INF), gross domestic product (GDP) and base financing rate (BFR). The research explains the theory of financial intermediation where Islamic banking channels funds from the surplus units (SFUs) to deficit units (DFUs). In this research, the secondary data from 16 Islamic banks in Malaysia for 10 years which from 2009 to 2018 period (160 observations) was used. This research analyzes the findings from the data via descriptive statistics, correlation analysis, diagnostic test (multicollinearity test, homoscedasticity test and autocorrelation), panel data test, regression analysis. The study come out with the result that there is positive relationships between GDP, SIZE, and ROA with FGROWTH. Meanwhile, the other factors such as BFR, INF, IF and CAP shows the negative relationship towards FGROWTH. Therefore, the research comes out with the recommendation to ensure that the financing growth rate shows the increasing trend over a year.
format Thesis
qualification_name other
qualification_level Master's degree
author Nur Mahirah, Yahaya
author_facet Nur Mahirah, Yahaya
author_sort Nur Mahirah, Yahaya
title Financing growth determinants of Malaysian Islamic banks
title_short Financing growth determinants of Malaysian Islamic banks
title_full Financing growth determinants of Malaysian Islamic banks
title_fullStr Financing growth determinants of Malaysian Islamic banks
title_full_unstemmed Financing growth determinants of Malaysian Islamic banks
title_sort financing growth determinants of malaysian islamic banks
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2020
url https://etd.uum.edu.my/10111/1/s825517_01.pdf
https://etd.uum.edu.my/10111/2/s825517_02.pdf
https://etd.uum.edu.my/10111/3/s825517_references.docx
_version_ 1794023748138958848

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