Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19

At the end of 2019, the whole world confronted a vastly different type of crisis, that is COVID-19, which is still going on and impacted banking sector, especially Islamic banks. Thus, this study was conducted to examine the influence of bank-specific variables and macroeconomic factors on financial...

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Main Author: Muhammad, Noor Fasihah
Format: Thesis
Language:eng
eng
Published: 2022
Subjects:
Online Access:https://etd.uum.edu.my/10252/1/permission%20to%20use-ALLOWED.pdf
https://etd.uum.edu.my/10252/2/s828941_01.pdf
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spelling my-uum-etd.102522023-01-26T03:59:34Z Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19 2022 Muhammad, Noor Fasihah Mat Nor, Alias Awang Had Salleh Graduate School of Arts & Sciences Awang Had Salleh Graduate School of Arts and Sciences HG Finance At the end of 2019, the whole world confronted a vastly different type of crisis, that is COVID-19, which is still going on and impacted banking sector, especially Islamic banks. Thus, this study was conducted to examine the influence of bank-specific variables and macroeconomic factors on financial stability before and during COVID- 19 since it is essential for all financial institutions to maintain their stability as it plays an important role in the economy's growth. The variables include liquidity ratio (LIQR), profitability (PROFIT), asset quality ratio (AQR), capital ratio (CAP), staff efficiency (STAFFX), gross domestic product (GDP) and political stability index (PSI). By using E-views 12 software, the data obtained from the year 2012 until 2017 then is evaluated and interpreted. The Panel Data Regression Analysis was conducted in order to examine the factors that influencing the financial stability of the Islamic banks in Malaysia before and during COVID-19. The findings from this study revealed that only two variables were found to be significant with the financial stability of Islamic banks before COVID-19 which are AQR and CAP. While during COVID-19, there are four variables were found to be significant with the financial stability which are PROFIT, CAP, GDP and PSI. From these results, it was proved that before COVID-19 indicates Islamic banks in Malaysia are more stable than during COVID- 19. Meanwhile, the stability of Islamic banks during COVID-19 is decreased but less impacted. 2022 Thesis https://etd.uum.edu.my/10252/ https://etd.uum.edu.my/10252/1/permission%20to%20use-ALLOWED.pdf text eng staffonly https://etd.uum.edu.my/10252/2/s828941_01.pdf text eng public other masters Universiti Utara Malaysia
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Mat Nor, Alias
topic HG Finance
spellingShingle HG Finance
Muhammad, Noor Fasihah
Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
description At the end of 2019, the whole world confronted a vastly different type of crisis, that is COVID-19, which is still going on and impacted banking sector, especially Islamic banks. Thus, this study was conducted to examine the influence of bank-specific variables and macroeconomic factors on financial stability before and during COVID- 19 since it is essential for all financial institutions to maintain their stability as it plays an important role in the economy's growth. The variables include liquidity ratio (LIQR), profitability (PROFIT), asset quality ratio (AQR), capital ratio (CAP), staff efficiency (STAFFX), gross domestic product (GDP) and political stability index (PSI). By using E-views 12 software, the data obtained from the year 2012 until 2017 then is evaluated and interpreted. The Panel Data Regression Analysis was conducted in order to examine the factors that influencing the financial stability of the Islamic banks in Malaysia before and during COVID-19. The findings from this study revealed that only two variables were found to be significant with the financial stability of Islamic banks before COVID-19 which are AQR and CAP. While during COVID-19, there are four variables were found to be significant with the financial stability which are PROFIT, CAP, GDP and PSI. From these results, it was proved that before COVID-19 indicates Islamic banks in Malaysia are more stable than during COVID- 19. Meanwhile, the stability of Islamic banks during COVID-19 is decreased but less impacted.
format Thesis
qualification_name other
qualification_level Master's degree
author Muhammad, Noor Fasihah
author_facet Muhammad, Noor Fasihah
author_sort Muhammad, Noor Fasihah
title Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
title_short Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
title_full Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
title_fullStr Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
title_full_unstemmed Malaysian Islamic bank financial stability: a comparative analysis before and during covid-19
title_sort malaysian islamic bank financial stability: a comparative analysis before and during covid-19
granting_institution Universiti Utara Malaysia
granting_department Awang Had Salleh Graduate School of Arts & Sciences
publishDate 2022
url https://etd.uum.edu.my/10252/1/permission%20to%20use-ALLOWED.pdf
https://etd.uum.edu.my/10252/2/s828941_01.pdf
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