Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis

Islamic banks frequently use Malaysia's Islamic Hire Purchase (IHP) programme to finance automobiles. In order to ascertain the elements influencing customers' decisions to select the Islamic hire buy facility in Perlis, this research was carried out. The survey questionnaire, which was is...

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Main Author:	Fazlil Azim, Kamaruddin
Format:	Thesis
Language:	eng eng
Published:	2022
Subjects:	BP174 The practice of Islam HF5415.33 Consumer Behavior. HG Finance
Online Access:	https://etd.uum.edu.my/10257/1/s827321_01.pdf https://etd.uum.edu.my/10257/2/s827321_02.pdf
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id	my-uum-etd.10257
record_format	uketd_dc
spelling	my-uum-etd.102572023-01-30T00:13:01Z Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis 2022 Fazlil Azim, Kamaruddin Ahmad Razimi, Mohd Shahril Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business BP174 The practice of Islam HF5415.33 Consumer Behavior. HG Finance Islamic banks frequently use Malaysia's Islamic Hire Purchase (IHP) programme to finance automobiles. In order to ascertain the elements influencing customers' decisions to select the Islamic hire buy facility in Perlis, this research was carried out. The survey questionnaire, which was issued at random, had 105 clients who were using Islamic hire purchase in Perlis. T-test, ANOVA, Pearson Correlation, and Multiple Regressions were used to examine the data after they were obtained. The results demonstrate that the customers' decision to use Islamic hire purchase is highly influenced by religious obligation, awareness, tenure, and age. Islamic banks must place a strong emphasis on religious characteristics like ethics and customer-friendly manners because choosing Islamic hire buy depends heavily on these aspects. Islamic banks should broaden their customer base and improve performance through adherence to Islamic principles. Islamic banks also must be open and truthful with their clients in order to dispel misconceptions about Islamic hire buy. 2022 Thesis https://etd.uum.edu.my/10257/ https://etd.uum.edu.my/10257/1/s827321_01.pdf text eng 2025-08-07 staffonly https://etd.uum.edu.my/10257/2/s827321_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Ahmad Razimi, Mohd Shahril
topic	BP174 The practice of Islam HF5415.33 Consumer Behavior. HG Finance
spellingShingle	BP174 The practice of Islam HF5415.33 Consumer Behavior. HG Finance Fazlil Azim, Kamaruddin Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
description	Islamic banks frequently use Malaysia's Islamic Hire Purchase (IHP) programme to finance automobiles. In order to ascertain the elements influencing customers' decisions to select the Islamic hire buy facility in Perlis, this research was carried out. The survey questionnaire, which was issued at random, had 105 clients who were using Islamic hire purchase in Perlis. T-test, ANOVA, Pearson Correlation, and Multiple Regressions were used to examine the data after they were obtained. The results demonstrate that the customers' decision to use Islamic hire purchase is highly influenced by religious obligation, awareness, tenure, and age. Islamic banks must place a strong emphasis on religious characteristics like ethics and customer-friendly manners because choosing Islamic hire buy depends heavily on these aspects. Islamic banks should broaden their customer base and improve performance through adherence to Islamic principles. Islamic banks also must be open and truthful with their clients in order to dispel misconceptions about Islamic hire buy.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Fazlil Azim, Kamaruddin
author_facet	Fazlil Azim, Kamaruddin
author_sort	Fazlil Azim, Kamaruddin
title	Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
title_short	Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
title_full	Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
title_fullStr	Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
title_full_unstemmed	Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis
title_sort	factors influencing muslim customers decision to choose islamic hire purchase facility in perlis
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2022
url	https://etd.uum.edu.my/10257/1/s827321_01.pdf https://etd.uum.edu.my/10257/2/s827321_02.pdf
_version_	1776103776900349952

Factors influencing Muslim customers decision to choose Islamic hire purchase facility in Perlis

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