Internal determinant of commercial bank’s profitability in Malaysia

Commercial banks play a crucial role in the country’s economic growth and financial stability. Commercial banks receive customer deposits and lend the money to people who need it for business or other commercial purposes. This study determines the financial performance of commercial banks in Malaysi...

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Main Author:	Fitri Maharani, Nurdin
Format:	Thesis
Language:	eng eng
Published:	2021
Subjects:	HJ Public Finance
Online Access:	https://etd.uum.edu.my/10345/1/s824425_01.pdf https://etd.uum.edu.my/10345/2/s824425_02.pdf
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id	my-uum-etd.10345
record_format	uketd_dc
spelling	my-uum-etd.103452023-03-01T08:32:55Z Internal determinant of commercial bank’s profitability in Malaysia 2021 Fitri Maharani, Nurdin Hanafi, Norshafizah School of Economics, Finance & Banking School of Economics, Finance & Banking HJ Public Finance Commercial banks play a crucial role in the country’s economic growth and financial stability. Commercial banks receive customer deposits and lend the money to people who need it for business or other commercial purposes. This study determines the financial performance of commercial banks in Malaysia. It will provide an overview and comprehensive knowledge of the financial performance of banks and identify factors that influence the performance of banks. Bank size, capital adequacy, deposits and bank loans are key factors of profitability (ROA). This study, however, focuses solely on commercial banks operating in Malaysia spanning 5 fiscal years between 2015 and 2019. 10 commercial banks, including CIMB Bank, Malayan Banking Berhad, RHB Bank, Hong Leong Bank and Public Bank, OCBC Bank, Malaysia, Berhad Citibank Berhad, HSBC Deutsche Bank and United Overseas Bank, were selected to represent commercial banks in Malaysia (M). For this purpose, empirical data from DataStream and the Annual Report were collected. Using regression analysis, the research findings revealed that capital adequacy and bank loan had a significant impact on the profitability of Malaysian commercial banks. The findings of this study are extremely important and beneficial for market participants, the growth of the Malaysian economy, and as well as all commercial banks. The growth of the banking sector highly depends on sound decision-making, which enhances bank productivity and performance. 2021 Thesis https://etd.uum.edu.my/10345/ https://etd.uum.edu.my/10345/1/s824425_01.pdf text eng 2024-04-18 staffonly https://etd.uum.edu.my/10345/2/s824425_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Hanafi, Norshafizah
topic	HJ Public Finance
spellingShingle	HJ Public Finance Fitri Maharani, Nurdin Internal determinant of commercial bank’s profitability in Malaysia
description	Commercial banks play a crucial role in the country’s economic growth and financial stability. Commercial banks receive customer deposits and lend the money to people who need it for business or other commercial purposes. This study determines the financial performance of commercial banks in Malaysia. It will provide an overview and comprehensive knowledge of the financial performance of banks and identify factors that influence the performance of banks. Bank size, capital adequacy, deposits and bank loans are key factors of profitability (ROA). This study, however, focuses solely on commercial banks operating in Malaysia spanning 5 fiscal years between 2015 and 2019. 10 commercial banks, including CIMB Bank, Malayan Banking Berhad, RHB Bank, Hong Leong Bank and Public Bank, OCBC Bank, Malaysia, Berhad Citibank Berhad, HSBC Deutsche Bank and United Overseas Bank, were selected to represent commercial banks in Malaysia (M). For this purpose, empirical data from DataStream and the Annual Report were collected. Using regression analysis, the research findings revealed that capital adequacy and bank loan had a significant impact on the profitability of Malaysian commercial banks. The findings of this study are extremely important and beneficial for market participants, the growth of the Malaysian economy, and as well as all commercial banks. The growth of the banking sector highly depends on sound decision-making, which enhances bank productivity and performance.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Fitri Maharani, Nurdin
author_facet	Fitri Maharani, Nurdin
author_sort	Fitri Maharani, Nurdin
title	Internal determinant of commercial bank’s profitability in Malaysia
title_short	Internal determinant of commercial bank’s profitability in Malaysia
title_full	Internal determinant of commercial bank’s profitability in Malaysia
title_fullStr	Internal determinant of commercial bank’s profitability in Malaysia
title_full_unstemmed	Internal determinant of commercial bank’s profitability in Malaysia
title_sort	internal determinant of commercial bank’s profitability in malaysia
granting_institution	Universiti Utara Malaysia
granting_department	School of Economics, Finance & Banking
publishDate	2021
url	https://etd.uum.edu.my/10345/1/s824425_01.pdf https://etd.uum.edu.my/10345/2/s824425_02.pdf
_version_	1776103796211974144

Internal determinant of commercial bank’s profitability in Malaysia

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