The determinants of financial literacy among students at Universiti Utara Malaysia

This research attempts to investigate the key determinants of financial literacy among young adults studying in a university in the northern region of Malaysia. Besides, this research will investigate the influence of financial behaviour on financial literacy. This study would also examine the influ...

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Main Author:	Abdul Rahman, Raouf Al-Samarraie
Format:	Thesis
Language:	eng eng eng
Published:	2021
Subjects:	HG Finance HJ Public Finance
Online Access:	https://etd.uum.edu.my/10368/1/grant%20the%20permission_s825440.pdf https://etd.uum.edu.my/10368/2/s825440_01.pdf https://etd.uum.edu.my/10368/3/s825440_02.pdf
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id	my-uum-etd.10368
record_format	uketd_dc
spelling	my-uum-etd.103682023-03-01T08:45:25Z The determinants of financial literacy among students at Universiti Utara Malaysia 2021 Abdul Rahman, Raouf Al-Samarraie Md. Jadi, Diara School of Economics, Finance & Banking School of Economics, Finance & Banking HG Finance HJ Public Finance This research attempts to investigate the key determinants of financial literacy among young adults studying in a university in the northern region of Malaysia. Besides, this research will investigate the influence of financial behaviour on financial literacy. This study would also examine the influence of gender differences and having financial knowledge basics on financial literacy among the students. The financial literacy competency of these students will be evaluated based on their financial awareness, financial behaviour, financial attitude, financial knowledge, and financial skills. The justification for this selection is due to time and location constraint. Since this is a final year project paper and the study is conducted during the MCO (Movement Control Order) period, the researcher must resort to an online platform for data collection. Online questionnaires were developed using Google form and then distributed based on convenience - which includes individuals who happen to be easily accessible to the researcher. The total number of usable responses received after the data collection process was 537 respondents. This study concludes four key determinants of financial literacy among Malaysian youths – awareness, behaviour, attitude, and knowledge. Subsequently, this study corresponds to others by supporting the existing ideas that gender differences and basic financial knowledge have a certain degree of impact on financial literacy. This study is important to understand the key determinants of financial literacy among young adults studying in a university in the northern region of Malaysia. Efforts may be taken to strengthen those variables to increase the literacy rate among the students in other universities in Malaysia. 2021 Thesis https://etd.uum.edu.my/10368/ https://etd.uum.edu.my/10368/1/grant%20the%20permission_s825440.pdf text eng staffonly https://etd.uum.edu.my/10368/2/s825440_01.pdf text eng 2024-11-11 staffonly https://etd.uum.edu.my/10368/3/s825440_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng eng
advisor	Md. Jadi, Diara
topic	HG Finance HJ Public Finance
spellingShingle	HG Finance HJ Public Finance Abdul Rahman, Raouf Al-Samarraie The determinants of financial literacy among students at Universiti Utara Malaysia
description	This research attempts to investigate the key determinants of financial literacy among young adults studying in a university in the northern region of Malaysia. Besides, this research will investigate the influence of financial behaviour on financial literacy. This study would also examine the influence of gender differences and having financial knowledge basics on financial literacy among the students. The financial literacy competency of these students will be evaluated based on their financial awareness, financial behaviour, financial attitude, financial knowledge, and financial skills. The justification for this selection is due to time and location constraint. Since this is a final year project paper and the study is conducted during the MCO (Movement Control Order) period, the researcher must resort to an online platform for data collection. Online questionnaires were developed using Google form and then distributed based on convenience - which includes individuals who happen to be easily accessible to the researcher. The total number of usable responses received after the data collection process was 537 respondents. This study concludes four key determinants of financial literacy among Malaysian youths – awareness, behaviour, attitude, and knowledge. Subsequently, this study corresponds to others by supporting the existing ideas that gender differences and basic financial knowledge have a certain degree of impact on financial literacy. This study is important to understand the key determinants of financial literacy among young adults studying in a university in the northern region of Malaysia. Efforts may be taken to strengthen those variables to increase the literacy rate among the students in other universities in Malaysia.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Abdul Rahman, Raouf Al-Samarraie
author_facet	Abdul Rahman, Raouf Al-Samarraie
author_sort	Abdul Rahman, Raouf Al-Samarraie
title	The determinants of financial literacy among students at Universiti Utara Malaysia
title_short	The determinants of financial literacy among students at Universiti Utara Malaysia
title_full	The determinants of financial literacy among students at Universiti Utara Malaysia
title_fullStr	The determinants of financial literacy among students at Universiti Utara Malaysia
title_full_unstemmed	The determinants of financial literacy among students at Universiti Utara Malaysia
title_sort	determinants of financial literacy among students at universiti utara malaysia
granting_institution	Universiti Utara Malaysia
granting_department	School of Economics, Finance & Banking
publishDate	2021
url	https://etd.uum.edu.my/10368/1/grant%20the%20permission_s825440.pdf https://etd.uum.edu.my/10368/2/s825440_01.pdf https://etd.uum.edu.my/10368/3/s825440_02.pdf
_version_	1776103801480019968

The determinants of financial literacy among students at Universiti Utara Malaysia

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