The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria

One of the crucial factors that continue to constrain the SMEs sector in developing economies is the issue of accessing loan, which has broadly impeded the SMEs performance in Nigeria. This study investigates the impact of microfinance services, SMEs factors and social capital components on the perf...

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Main Author:	Sani, Habibu
Format:	Thesis
Language:	eng eng
Published:	2021
Subjects:	HC Economic History and Conditions
Online Access:	https://etd.uum.edu.my/10412/1/s900666_01.pdf https://etd.uum.edu.my/10412/2/s900666_02.pdf
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id	my-uum-etd.10412
record_format	uketd_dc
spelling	my-uum-etd.104122024-01-29T07:15:47Z The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria 2021 Sani, Habibu Mohd Khan, Shazida Jan Noor, Mohd Saifoul Zamzuri School of Economics, Finance & Banking School of Economics, Finance & Banking HC Economic History and Conditions One of the crucial factors that continue to constrain the SMEs sector in developing economies is the issue of accessing loan, which has broadly impeded the SMEs performance in Nigeria. This study investigates the impact of microfinance services, SMEs factors and social capital components on the performance of SMEs. This study used Stratified Probability Proportionate Sampling Technique (SPPST) and sampled 375 SMEs in the North-Western Nigeria. The results of the Generalized Ordered Logit Model 2 (GOLOGIT2), Poisson Regression Model and Logistic Regression Model, relatively varies in terms of its significance. The results generally indicate that both microfinance services, SME factors and social capital components have positive impacts on SME performance. The implication is that new policies should be enacted or adopted to ensure more efficient and quality access to MFIs. This may reduce the problem of accessing loans, improve business performance and contribute to economic growth. Institutions such as SMEDAN and NDE which act as agencies to help monitor the activities of MFIs in carrying out their key responsibilities towards the SMEs. In addition, MFIs and other stakeholders should guide prospective SME owners on the need to select better business motives for the viability of their business. This study identifies several constraints when the focus of the study covering the North -Western Nigeria alone may not be generalizable due to differences in economic location. Since this study only focuses on microfinance factors, SME factors and social capital components, further study of other regions or states will provide a clearer description of the problems faced by SMEs. It is also suggested that future studies look at SMEs in terms of internal and external factors as well as other microfinance facilities that can be used to further explore the impact of SMEs on their performance in the economy 2021 Thesis https://etd.uum.edu.my/10412/ https://etd.uum.edu.my/10412/1/s900666_01.pdf text eng public https://etd.uum.edu.my/10412/2/s900666_02.pdf text eng public other doctoral Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Mohd Khan, Shazida Jan Noor, Mohd Saifoul Zamzuri
topic	HC Economic History and Conditions
spellingShingle	HC Economic History and Conditions Sani, Habibu The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
description	One of the crucial factors that continue to constrain the SMEs sector in developing economies is the issue of accessing loan, which has broadly impeded the SMEs performance in Nigeria. This study investigates the impact of microfinance services, SMEs factors and social capital components on the performance of SMEs. This study used Stratified Probability Proportionate Sampling Technique (SPPST) and sampled 375 SMEs in the North-Western Nigeria. The results of the Generalized Ordered Logit Model 2 (GOLOGIT2), Poisson Regression Model and Logistic Regression Model, relatively varies in terms of its significance. The results generally indicate that both microfinance services, SME factors and social capital components have positive impacts on SME performance. The implication is that new policies should be enacted or adopted to ensure more efficient and quality access to MFIs. This may reduce the problem of accessing loans, improve business performance and contribute to economic growth. Institutions such as SMEDAN and NDE which act as agencies to help monitor the activities of MFIs in carrying out their key responsibilities towards the SMEs. In addition, MFIs and other stakeholders should guide prospective SME owners on the need to select better business motives for the viability of their business. This study identifies several constraints when the focus of the study covering the North -Western Nigeria alone may not be generalizable due to differences in economic location. Since this study only focuses on microfinance factors, SME factors and social capital components, further study of other regions or states will provide a clearer description of the problems faced by SMEs. It is also suggested that future studies look at SMEs in terms of internal and external factors as well as other microfinance facilities that can be used to further explore the impact of SMEs on their performance in the economy
format	Thesis
qualification_name	other
qualification_level	Doctorate
author	Sani, Habibu
author_facet	Sani, Habibu
author_sort	Sani, Habibu
title	The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
title_short	The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
title_full	The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
title_fullStr	The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
title_full_unstemmed	The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria
title_sort	impact of microfinance service, smes' factors and social capital components towards the performance of smes' in north-western nigeria
granting_institution	Universiti Utara Malaysia
granting_department	School of Economics, Finance & Banking
publishDate	2021
url	https://etd.uum.edu.my/10412/1/s900666_01.pdf https://etd.uum.edu.my/10412/2/s900666_02.pdf
_version_	1794023748878204928

The impact of microfinance service, SMES' factors and social capital components towards the performance of SMES' in North-Western Nigeria

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