Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia

The main purpose of this research is to get a perception from Universiti Utara Malaysia’s staff regarding Islamic insurance (takaful). Since the services (products) offered by takaful operators in Malaysia are based on Syariah principles, takaful have become one of the competitors to the convention...

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Main Author:	Ahmad Nordin, Mohd. Zain
Format:	Thesis
Language:	eng eng
Published:	2000
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/133/1/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf https://etd.uum.edu.my/133/2/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf
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id	my-uum-etd.133
record_format	uketd_dc
spelling	my-uum-etd.1332022-06-07T02:46:50Z Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia 2000 Ahmad Nordin, Mohd. Zain Sekolah Siswazah Sekolah Siswazah HG Finance The main purpose of this research is to get a perception from Universiti Utara Malaysia’s staff regarding Islamic insurance (takaful). Since the services (products) offered by takaful operators in Malaysia are based on Syariah principles, takaful have become one of the competitors to the conventional insurers that have been long operating in Malaysia. In general, takaful services are not fully accepted and subscribed by the Islamic community themselves due to the lack of awareness of takaful roles in their lives and their economy eventhough the takaful services (products) are known to be managed and operated on Islamic principles. In takaful, transactions and services emphases on justice, transparency and mutual cooperation among the participants. Other factors that contribute to the community not subscribing are insufficient understanding, less disposal income for additional savings and expediture for takaful, stiff competition and product innovation from the conventional companies and many other related factors. The main objective of the study is to gain information why Malaysian community especially from the Islamic community is not fully participating in takaful or not subscribing takaful for their insurance needs. In the study, 87 respondents from UUM staff were obtained. Frequencies distribution, descriptive statistics and ANOVA test analyses were done to achieve the study objectives. From the study, the re is less participation from UUM staff for takaful compared to conventional insurance. Their knowledge, perception and confidence towards takaful are still low although it is known that the Islamic insurance brings more benefits and reasonal return to the participants compared to the conventional scheme. 2000 Thesis https://etd.uum.edu.my/133/ https://etd.uum.edu.my/133/1/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf text eng public https://etd.uum.edu.my/133/2/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf text eng public masters masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
topic	HG Finance
spellingShingle	HG Finance Ahmad Nordin, Mohd. Zain Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
description	The main purpose of this research is to get a perception from Universiti Utara Malaysia’s staff regarding Islamic insurance (takaful). Since the services (products) offered by takaful operators in Malaysia are based on Syariah principles, takaful have become one of the competitors to the conventional insurers that have been long operating in Malaysia. In general, takaful services are not fully accepted and subscribed by the Islamic community themselves due to the lack of awareness of takaful roles in their lives and their economy eventhough the takaful services (products) are known to be managed and operated on Islamic principles. In takaful, transactions and services emphases on justice, transparency and mutual cooperation among the participants. Other factors that contribute to the community not subscribing are insufficient understanding, less disposal income for additional savings and expediture for takaful, stiff competition and product innovation from the conventional companies and many other related factors. The main objective of the study is to gain information why Malaysian community especially from the Islamic community is not fully participating in takaful or not subscribing takaful for their insurance needs. In the study, 87 respondents from UUM staff were obtained. Frequencies distribution, descriptive statistics and ANOVA test analyses were done to achieve the study objectives. From the study, the re is less participation from UUM staff for takaful compared to conventional insurance. Their knowledge, perception and confidence towards takaful are still low although it is known that the Islamic insurance brings more benefits and reasonal return to the participants compared to the conventional scheme.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Ahmad Nordin, Mohd. Zain
author_facet	Ahmad Nordin, Mohd. Zain
author_sort	Ahmad Nordin, Mohd. Zain
title	Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
title_short	Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
title_full	Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
title_fullStr	Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
title_full_unstemmed	Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia
title_sort	insurans islam (takaful) : persepsi kakitangan universiti utara malaysia
granting_institution	Universiti Utara Malaysia
granting_department	Sekolah Siswazah
publishDate	2000
url	https://etd.uum.edu.my/133/1/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf https://etd.uum.edu.my/133/2/AHMAD_NORDIN_BIN_MOHD_ZAIN_-_Insurans_Islam_%28TAKAFUL%29_Persepsi_kakitangan_Universiti_Utara_Malaysia.pdf
_version_	1747826844765257728

Insurans Islam (Takaful) : Persepsi Kakitangan Universiti Utara Malaysia

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